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COMMERCIAL LIABILITY UMBRELLA <br />CU2133A0115 <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />EXCLUSION OF CERTIFIED ACTS OF TERRORISM <br />This endorsement modifies insurance provided under the following: <br />COMMERCIAL LIABILITY UMBRELLA COVERAGE PART — Commercial Auto Liability Underlying Insurance <br />Only <br />A. The following exclusion is added: <br />This insurance does not apply to: <br />TERRORISM <br />"Any injury or damage" arising, directly or <br />indirectly, out of a "certified act of terrorism". <br />B. The following definitions are added: <br />1. For the purposes of this endorsement, "any <br />injury or damage" means any injury or damage <br />covered under any Coverage Part or <br />underlying insurance to which this <br />endorsement is applicable, and includes but is <br />not limited to "bodily injury", "property <br />damage", "personal and advertising injury", <br />"injury" or "environmental damage" as may be <br />defined in any applicable Coverage Part or <br />underlying insurance. <br />2. "Certified act of terrorism" means an act that is <br />certified by the Secretary of the Treasury, in <br />accordance with the provisions of the federal <br />Terrorism Risk Insurance Act, to be an act of <br />terrorism pursuant to such Act. The criteria <br />contained in the Terrorism Risk Insurance Act <br />for a "certified act of terrorism" include the <br />following: <br />a. The act resulted in insured losses in excess <br />of $5 million in the aggregate, attributable to <br />all types of insurance subject to the <br />Terrorism Risk Insurance Act; and <br />b. The act is a violent act or an act that is <br />dangerous to human life, property or <br />infrastructure and is committed by an <br />individual or individuals as part of an effort <br />to coerce the civilian population of the <br />United States or to influence the policy or <br />affect the conduct of the United States <br />Government by coercion. <br />C. The terms and limitations of any terrorism <br />exclusion, or the inapplicability or omission of a <br />terrorism exclusion, do not serve to create <br />coverage for injury or damage that is otherwise <br />excluded under this Coverage Part. <br />CU 21 33 A 01 15 © Insurance Services Office, Inc., 2015 <br />A y, <br />MNIMv,�gel�eldOfi4bn <br />�tEmFn6 Mvna.�Bv: <br />FUI,hUnagemnrz Clairol Aitle '. <br />r ayv I vt � <br />