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United Educators (5) student of an Educational Organization while acting at the direction of, complying with policies and procedures governing conduct at, or performing services primarily for or on behalf of, the Educational Organization; but only while acting within the scope of their duties or obligations in their respective capacities to an Included Entity as described in clause a. or b. above, and coverage for these individuals is subject always to all other terms and conditions of this Policy; d. any person legally responsible for the use of an Automobile owned, rented, leased, borrowed, hired or used by an Included Entity with its express permission; but Insured under this Paragraph d. does not include: (1) any person or organization's (other than an Included Entity's) agent or employee, operating an Automobile repair shop, public garage, sales agency, service station, or public parking place, with respect to any Occurrence arising out of the operation thereof; or (2) the owner or any permissive user of the owner of an Automobile that is not owned by an Included Entity; however, at the request of the Educational Organization, we will deem as an Insured (i) an employee of an Included Entity for liability arising out of the use of his or her personal Automobile in the business of that Included Entity on behalf of and with the express permission of that Included Entity; or (ii) any person who rents or leases Automobiles on behalf of and with the express permission of the Included Entity, but only while acting within the scope of their duties or obligations in the respective capacities to an Included Entity; e. except with respect to the use or operation of an Automobile, any person or organization to whom any Included Entity is obligated by virtue of a contract or agreement to provide liability insurance such as is afforded by this Policy, but only (1) to the extent of such obligation; (2) for operations (other than commercial insurance operations) by or on behalf of that Included Entity or operation of facilities of that Included Entity or use of facilities by that Included Entity; and (3) if the contract or agreement is made prior to a covered Occurrence; and f. Automobile dealerships and leasing corporations that own Automobiles which are leased or loaned to an Included Entity but only for liability arising out of the activities of the Included Entity's employees. Limit of Liability means the maximum amounts that are provided by this Policy to pay Damages, respectively, for each Occurrence and, where applicable, in the aggregate for all Occurrences during the Policy Period as stated in Items 2(a) and (b) of the Declarations. Medical Services means any acts that may be legally performed only by a physician, nurse or other licensed medical professional within the scope of his/her medical license, regardless of whether the person is licensed or not. However, the application of First Aid shall not be considered Medical Services. Model aircraft means a non -human carrying device capable of sustained flight in the atmosphere which has a flight weight of 100 pounds or less (flight weight includes the weight of the aircraft itself, fuel and other fluids, and all payload) used for research and/or educational purposes; but, model aircraft does not include any rocket or missile. Non -Flight Curriculum -Related Instruction includes the assembly, maintenance, service, ownership, use or operation of owned aircraft not used in flight, but instead solely for maintenance or service as part of Non -Flight Curriculum -Related Instruction; however Non-Fli- " -------------- Related Instruction does not include: %k M..g , tDN ae.,eym6AM act United Educators Insurance, a Reciprocal Risk Retention Group aawrx„uy..,mmm�ade 7700 Wisconsin Avenue, Suite 500 • Bethesda. MD. 20814