ORANGE COUNTY CONSERVATION CORPS (8)

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1VONPROFITS ,� .) The NonProfits' United Workers' Compensation Group (NPU-WCG) is a self-insurance group (SIG). We provide members with a combination of pooled self-insurance and commercial excess insurance for workers' compensation. WCG members receive statutory coverage per occurrence, which is a combination of our $500,000 self -insured pool and the excess coverages provided through AM Best Rated A+ Great American Safety National, which is statutory limits for workers' E&S Insurance Company (buffer layer of $250,000 xs $500,000 for both EL and WC for up to $750,000) and liability for 2020. compensation and up to $2,000,000 for employers NonProfits' United is not Best -rated because, as a pool, we are not an admitted carrier. This is the same situation that applies to the hundreds of self-insurance pools established through joint powers authorities for public entities, none of which have Best ratings. NPU was established in 1988 in accordance with the laws of the State of California applying to self-insurance. Please note the insured is part of a self -insured group pool, not individually self -insured, and does NOT have an SIR that they are Individually responsible for. Our Workers' Compensation Group, which began operation is 2005, is regulated by the Department of Industrial Regulations, Office of Self -Insurance Plans (DIR OSIP). The WCG holds Master Certificate of Consent to Self -Insure #4513. Since our formation over 10 years ago, we have underwritten in compliance with strict actuarial guidelines and have maintained financial soundness throughout the hard and soft periods of the traditional insurance cycles. Additionally, we use only A -rated or higher excess carriers. If a waiver of subrogation is issued, it is attached to the certificate as a whole and covers all three policies. A 30 day notice will not be provided as the policy is responsible to the insured and not the individual certificate holders regarding cancellation and we are held to the cancellation regulations required by the DIR OSIP. The 30 day language on a certificate is not enforceable and can be deemed illegal. We do, however, as a courtesy, attempt to notify certificate holders if a member withdraws or is withdrawn from the pool, and the certificate is rescinded. �'s`Pn""g ��g�+neniDi�iefon f : P REVIEWED & APPROVED BY.