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21.3. Survival of Representations and Warranties. All representations and <br />warranties in the Loan Documents shall survive the malting of the City/Inclusionary <br />Housing Program Loan described herein and have been or will be relied on by City <br />notwithstanding any investigation made by either party. <br />21.4. No Third Parties Benefited. This Agreement is made for the purpose of <br />setting forth rights and obligations of Developer and the City, and no other person shall <br />have any rights hereunder or by reason hereof. <br />21.5. Reserved. <br />21.6. Prior Agreements; Amendments; Consents. This Agreement (together <br />with the other Loan Documents) contains the entire agreement between the City and <br />Developer with respect to the City/Inclusionary Housing Program Loan and the Property, <br />and all prior negotiations, understandings and agreements are superseded by this <br />Agreement and such other Loan Documents. No modification of any Loan Document <br />(including waivers of rights and conditions) shall be effective unless in writing and signed <br />by the party against whom enforcement of such modification is sought, and then only in <br />the specific instance and for the specific purpose given. <br />21.7. Governing Law. All of the Loan Documents shall be governed by, and <br />construed and enforced in accordance with, the laws of the State of California and Federal <br />law, whichever is more stringent. Developer irrevocably and unconditionally submits to <br />the jurisdiction of the Superior Court of the State of California for the County of Orange <br />or the United States District Court of the Central District of California, as City may deem <br />appropriate, in connection with any legal action or proceeding arising out of or relating to <br />this Agreement or the Loan Documents. Assuming proper service of process, Developer <br />also waives any objection regarding personal or in rem jurisdiction or venue. <br />21.8. Severability of Provisions. No provision of any Loan Document that is <br />held to be unenforceable or invalid shall affect the remaining provisions, and to this end all <br />provisions of the Loan Documents are hereby declared to be severable. <br />21.9. Headings. Article and section headings are included in the Loan <br />Documents for convenience of reference only and shall not be used in construing the Loan <br />Documents. <br />21.10. Conflicts. In the event of any conflict between the provisions of this <br />Agreement and those of any other Loan Document, this Agreement, Unless otherwise <br />expressly provided, shall prevail; provided however that, with respect to any matter <br />addressed in both such documents, the fact that one document provides for greater, lesser <br />or different rights or obligations than the other shall not be deemed a conflict unless the <br />applicable provisions are inconsistent and could not be simultaneously enforced or <br />performed. <br />21.11. Time of the Essence. Time is of the essence wider this Agreement and in <br />the performance of every tern, covenant, and obligation contained herein. <br />49 <br />Westview House <br />City Inclusionary Housing Program Loan Agreement <br />