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COMMERCIAL GENERAL LIABILITY <br />4. Other Insurance <br />If valid and collectible other insurance is available to <br />the insured for a loss we cover under Coverages A <br />or B of this Coverage Part, our obligations are <br />limited as described in Paragraphs a. and b. below. <br />As used anywhere in this Coverage Part, other <br />insurance means insurance, or the funding of <br />losses, that is provided by, through or on behalf of: <br />(i) Another insurance company; <br />(ii) Us or any of our affiliated insurance companies, <br />except when the Non cumulation of Each <br />Occurrence Limit provision of Paragraph S. of <br />Section III — Limits Of Insurance or the Non <br />cumulation of Personal and Advertising Injury <br />Limit provision of Paragraph 4. of Section III — <br />Limits of Insurance applies because the <br />Amendment — Non Cumulation Of Each <br />Occurrence Limit Of Liability And Non <br />Cumulation Of Personal And Advertising Injury <br />Limit endorsement is included in this policy; <br />(iii) Any risk retention group; or <br />(iv) Any self-insurance method or program, in <br />which case the insured will be deemed to be <br />the provider of other insurance. <br />Other insurance does not include umbrella <br />insurance, or excess insurance, that was bought <br />specifically to apply in excess of the Limits of <br />Insurance shown in the Declarations of this <br />Coverage Part. <br />As used anywhere in this Coverage Part, other <br />insurer means a provider of other insurance. As <br />used in Paragraph c. below, insurer means a <br />provider of insurance. <br />a. Primary Insurance <br />This insurance is primary except when <br />Paragraph b. below applies. If this insurance is <br />primary, our obligations are not affected unless <br />any of the other insurance is also primary. <br />Then, we will share with all that other insurance <br />by the method described in Paragraph c. below, <br />except when Paragraph d. below applies. <br />b. Excess Insurance <br />(1) This insurance is excess over: <br />(a) Any of the other insurance, whether <br />primary, excess, contingent or on any <br />other basis: <br />CG T1 00 02 19 <br />(i) That is Fire, Extended Coverage, <br />Builder's Risk, Installation Risk or <br />similar coverage for "your work"; <br />(ii) That is insurance for "premises <br />damage"; <br />(iii) If the loss arises out of the <br />maintenance or use of aircraft, <br />"autos" or watercraft to the extent <br />not subject to any exclusion in this <br />Coverage Part that applies to <br />aircraft, "autos" or watercraft; <br />(iv) That is insurance available to a <br />premises owner, manager or <br />lessor that qualifies as an insured <br />under Paragraph 4. of Section II — <br />Who Is An Insured, except when <br />Paragraph d. below applies; or <br />(v) That is insurance available to an <br />equipment lessor that qualifies as <br />an insured under Paragraph 5. of <br />Section II — Who Is An Insured, <br />except when Paragraph d. below <br />applies. <br />(b) Any of the other insurance, whether <br />primary, excess, contingent or on any <br />other basis, that is available to the <br />insured when the insured is an <br />additional insured, or is any other <br />insured that does not qualify as a <br />named insured, under such other <br />insurance. <br />(2) When this insurance is excess, we will <br />have no duty under Coverages A or B to <br />defend the insured against any "suit" if any <br />other insurer has a duty to defend the <br />insured against that "suit". If no other <br />insurer defends, we will undertake to do so, <br />but we will be entitled to the insured's rights <br />against all those other insurers. <br />(3) When this insurance is excess over other <br />insurance, we will pay only our share of the <br />amount of the loss, if any, that exceeds the <br />sum of: <br />(a) The total amount that all such other <br />insurance would pay for the loss in the <br />absence of this insurance; and <br />(b) The total of all deductible and self - <br />insured amounts under all that other <br />insurance. <br />(4) We will share the remaining loss, if any, <br />with any other insurance that is not <br />described in this Excess Insurance <br />provision and was not bought specifically to <br />apply in excess of the Limits of Insurance <br />shown in the Declz _---- <br />--- - - ------------ <br />Part. ---- Q1. <br />ftme&Eo & AmovED Ryr <br />u <br />."'."• "; riisl<M1r9::anagcnxri4CYerira(Psdie <br />© 2017 The Travelers Indemnity Company. All rights reserved. <br />Includes copyrighted material of Insurance Services Office, Inc. with its permission. <br />