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AW1R4*t=w Commercial General Liability Coverage Form <br />b. We will make these payments regardless of fault. These payments will not exceed the <br />applicable limit of insurance. We will pay reasonable expenses for: <br />(1) First aid administered at the time of an accident; <br />(2) Necessary medical, surgical, x-ray and dental services, including prosthetic devices; <br />and <br />(3) Necessary ambulance, hospital, professional nursing and funeral services. <br />2. Exclusions <br />We will not pay expenses for "bodily injury": <br />a. Any Insured <br />To any insured, except "volunteer workers". <br />b. Hired Person <br />To a person hired to do work for or on behalf of any insured or a tenant of any insured. <br />c. Injury on Normally Occupied Premises <br />To a person injured on that part of premises you own or rent that the person normally <br />occupies. <br />d. Workers Compensation and Similar Laws <br />To a person, whether or not an "employee" of any insured, if benefits for the "bodily <br />injury" are payable or must be provided under a workers' compensation or disability <br />benefits law or a similar law. <br />e. Athletics Activities <br />To a person injured while practicing, instructing or participating in any physical exercises <br />or games, sports, or athletic contests. <br />f. Products -Completed Operations Hazard <br />Included within the "products -completed operations hazard". <br />g. Coverage A Exclusions <br />Excluded under Coverage A. <br />SUPPLEMENTARY PAYMENTS — COVERAGES A AND B <br />1. We will pay, with respect to any claim we investigate or settle, or any "suit" against an insured <br />we defend: <br />a. All expenses we incur. <br />b. Up to $250 for cost of bail bonds required because of accidents or traffic law violations <br />arising out of the use of any vehicle to which the Bodily Injury Liability Coverage applies. <br />We do not have to furnish these bonds. <br />c. The cost of bonds to release attachments, but only for bond amounts within the <br />applicable limit of insurance. We do not have to furnish these bonds. <br />d. All reasonable expenses incurred by the insured at our request to assist us in the <br />investigation or defense of the claim or "suit", including actual loss of earnings up to $250 <br />a day because of time off from work. <br />e. All costs taxed against the insured in the "suit". <br />Prejudgment interest awarded against the insured on that part of the judgment we pay. If <br />we make an offer to pay the applicable limit of insurance, we will not pav anv <br />prejudgment interest based on that period of time after the offer. <br />%au 7%ibrJare <br />'- ' reRxmrdye„:mam�iaae <br />© ISO Properties Inc, 2003 <br />All rights reserved. <br />