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Commercial General Liability Coverage Form <br />(2) Until your legal representative has been appointed. <br />d. Your legal representative if you die, but only with respect to duties as such. That <br />representative will have all your rights and duties under this Coverage Part. <br />3. Any organization you newly acquire or form, other than a partnership, joint venture or limited <br />liability company, and over which you maintain ownership or majority interest, will qualify as a <br />Named Insured if there is no other similar insurance available to that organization. However: <br />a. Coverage under this provision is afforded only until the 90th day after you acquire or form <br />the organization or the end of the policy period, whichever is earlier; <br />b. Coverage A does not apply to "bodily injury" or "property damage' that occurred before <br />you acquired or formed the organization; and <br />c. Coverage B does not apply to "personal and advertising injury' arising out of an offense <br />committed before you acquired or formed the organization. <br />No person or organization is an insured with respect to the conduct of any current or past <br />partnership, joint venture or limited liability company that is not shown as a Named <br />Insured in the Declarations. <br />SECTION III — LIMITS OF INSURANCE <br />1. The Limits of Insurance shown in the Declarations and the rules below fix the most we will <br />pay regardless of the number of: <br />a. Insureds; <br />b. Claims made or "suits" brought; or <br />c. Persons or organizations making claims or bringing "suits". <br />2. The General Aggregate Limit is the most we will pay for the sum of: <br />a. Medical expenses under Coverage C; <br />b. Damages under Coverage A, except damages because of "bodily injury' or "property <br />damage" included in the "products -completed operations hazard"; and <br />c. Damages under Coverage B. <br />3. The Products -Completed Operations Aggregate Limit is the most we will pay under Coverage <br />A for damages because of "bodily injury" and "property damage' included in the "products - <br />completed operations hazard". <br />4. Subject to 2. above, the Personal and Advertising Injury Limit is the most we will pay under <br />Coverage B for the sum of all damages because of all "personal and advertising injury" <br />sustained by any one person or organization. <br />5. Subject to 2. or 3. above, whichever applies, the Each Occurrence Limit is the most we will <br />pay for the sum of: <br />a. Damages under Coverage A; and <br />b. Medical expenses under Coverage C <br />because of all 'bodily injury' and "property damage' arising out of any one "occurrence". <br />6. Subject to 5. above, the Damage To Premises Rented To You Limit is the most we will pay <br />under Coverage A for damages because of "property damage' to any one premises, while <br />rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by <br />you with permission of the owner. <br />7. Subject to 5. above, the Medical Expense Limit is the most we will pay unc Ry <br />all medical expenses because of "bodily injury' sustained by any one pers k, came <br />%xl P:cmo" <br />xwnwu�mm�om.naa� <br />© ISO Properties Inc, 2003 00 <br />All rights reserved. <br />