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General Liability Coveracie Form <br />a. We will compute all premiums for this Coverage Part in accordance with our rules and <br />rates. <br />b. Premium shown in this Coverage Part as advance premium is a deposit premium only. At <br />the close of each audit period we will compute the earned premium for <br />that period and send notice to the first Named Insured. The due date for audit and <br />retrospective premiums is the date shown as the due date on the bill. If the sum of the <br />advance and audit premiums paid for the policy period is greater than the earned <br />premium, we will return the excess to the first Named Insured. <br />c. The first Named Insured must keep records of the information we need for premium <br />computation, and send us copies at such times as we may request. <br />6. Representations <br />By accepting this policy, you agree: <br />a. The statements in the Declarations are accurate and complete; <br />b. Those statements are based upon representations you made to us; and <br />c. We have issued this policy in reliance upon your representations. <br />7. Separation of Insureds <br />Except with respect to the Limits of Insurance, and any rights or duties specifically assigned <br />in this Coverage Part to the first Named Insured, this insurance applies: <br />a. As if each Named Insured were the only Named Insured; and <br />b. Separately to each insured against whom claim is made or "suit' is brought. <br />8. Transfer of Rights of Recovery Against Others to Us <br />If the insured has rights to recover all or part of any payment we have made under this <br />Coverage Part, those rights are transferred to us. The insured must do nothing after loss to <br />impair them. At our request, the insured will bring "suit' or transfer those rights to us and help <br />us enforce them. <br />i:�'PI ii�ilh'C-7 rI7: RSi:Z-TiT <br />If we decide not to renew this Coverage Part, we will mail or deliver to the first Named <br />Insured shown in the Declarations written notice of the nonrenewal not less than 30 days <br />before the expiration date. <br />If notice is mailed, proof of mailing will be sufficient proof of notice. <br />SECTION V — DEFINITIONS <br />1. "Advertisement' means a notice that is broadcast or published to the general public or <br />specific market segments about your goods, products or services for the purpose of attracting <br />customers or supporters. For the purposes of this definition: <br />a. Notices that are published include material placed on the Internet or on similar electronic <br />means of communication; and <br />b. Regarding web -sites, only that part of a web -site that is about your goods, products or <br />services for the purposes of attracting customers or supporters is considered an <br />advertisement. <br />2. "Auto" means: <br />a. <br />A land motor vehicle, trailer or semi -trailer designed for travel on public roads. including <br />any attached machinery or equipment; or KIyMAM <br />rsenenmcA. Sr. <br />, 7ou �riraaa <br />R,zk Mnrv9enmfCimcalNtle <br />© ISO Properties Inc, 2003 <br />All rights reserved. <br />