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by any person or organization (including any
<br />insured) of any "intellectual property law or right'.
<br />Further, this insurance does not apply to the
<br />entirety of all allegations in any claim or "suit", if
<br />such claim or "suit" includes an allegation of or a
<br />reference to an infringement or violation of any
<br />"intellectual property law or right", even if this
<br />insurance would otherwise apply to any part of the
<br />allegations in the claim or "suit".
<br />This exclusion applies unless the only
<br />infringement or violation of an "intellectual property
<br />law or right" is an offense described in the
<br />definition of "advertising injury" to which this
<br />insurance applies.
<br />7. Lead
<br />a. This insurance does not apply to any damages,
<br />loss, cost or expense arising out of the actual,
<br />alleged or threatened contaminative,
<br />pathogenic, toxic or other hazardous properties
<br />of "lead".
<br />b. This insurance does not apply to any damages,
<br />loss, cost or expense arising, in whole or in
<br />part, out of any:
<br />(1) Demand, order, request or regulatory or
<br />statutory requirement that any insured or
<br />others test for, monitor, clean up, remove,
<br />contain, treat, detoxify or neutralize, or in
<br />any way respond to, or assess; or
<br />(2) Claim or proceeding by or on behalf of a
<br />governmental authority or others for any
<br />damages, loss, cost or expense because of
<br />testing for, monitoring, cleaning up, remov-
<br />ing, containing, treating, detoxifying or neu-
<br />tralizing, or in any way responding to, or as-
<br />sessing;
<br />the effects of "lead".
<br />8. War
<br />This insurance does not apply to any damages,
<br />loss, cost or expense, however caused, arising, di-
<br />rectly or indirectly, out of:
<br />a. War, including undeclared or civil war;
<br />b. Warlike action by a military force, including ac-
<br />tion in hindering or defending against an actual
<br />or expected attack, by any government, sover-
<br />eign or other authority using military personnel
<br />or other agents; or
<br />c. Insurrection, rebellion, revolution, usurped
<br />power, or action taken by governmental author-
<br />ity in hindering or defending against any of
<br />these.
<br />SUPPLEMENTARY PAYMENTS —COVERAGES A
<br />AND B
<br />We will pay, with respect to any claim we investigate
<br />or settle, or any "suit" against an insured we defend:
<br />1. All expenses we incur.
<br />2. Up to $250 for cost of bail bonds required because
<br />of accidents or traffic law violations arising out of
<br />the use of any vehicle to which the Bodily Injury
<br />Liability Coverage applies. We do not have to fur-
<br />nish these bonds.
<br />3. The cost of bonds to release attachments, but only
<br />for bond amounts within the applicable limit of in-
<br />surance. We do not have to furnish these bonds.
<br />4. All reasonable expenses incurred by the insured at
<br />our request to assist us in the investigation or de-
<br />fense of the claim or "suit", including actual loss of
<br />earnings up to $250 a day because of time off
<br />from work.
<br />5. All court costs taxed against the insured in the
<br />"suit". However, these payments do not include at-
<br />torneys' fees or attorneys' expenses taxed against
<br />the insured.
<br />6. Prejudgment interest awarded against the insured
<br />on that part of the judgment we pay. If we make an
<br />offer to pay the applicable limit of insurance, we
<br />will not pay any prejudgment interest based on
<br />that period of time after the offer.
<br />7. All interest on the full amount of any judgment that
<br />accrues after entry of the judgment and before we
<br />have paid, offered to pay, or deposited in court the
<br />part of the judgment that is within the applicable
<br />limit of insurance.
<br />These payments will not reduce the limits of insur-
<br />ance.
<br />SECTION II —WHO IS AN INSURED
<br />1. If you are designated in the Declarations as:
<br />a. An individual, you and your spouse are.in-
<br />sureds, but only with respect to the conduct of
<br />a business of which you are the sole owner.
<br />b. A partnership or joint venture, you are an in-
<br />sured. Your members, your partners, and their
<br />spouses are also insureds, but only with re-
<br />spect to the conduct of your business.
<br />c. A limited liability company, you are an insured.
<br />Your members are also insureds, but only with
<br />respect to the conduct of your business. Your
<br />managers are insureds,, but only with, respect
<br />to their duties as your managers.
<br />d. An organization other than a partnership, joint
<br />venture or limited liability company, you are an
<br />insured. Your "executive officers" and directors
<br />are insureds, but only with respect .to their du-
<br />ties as your officers or directors. Your stock-
<br />holders are also insureds, but only with respect
<br />to their liability as stockholders.
<br />e. A trust, you are an insured. Your trustees are
<br />also insureds, but only with respect to their du-
<br />ties as trustees.
<br />Form 10-02-1800 (Rev. 09- Includes copyrighted material of ISO Properties, Inc., with
<br />17) Its permission
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