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"Product" does not include real property, or any goods and items that the named insured sells. <br />"Products Liability" means Injury or damage caused by a product. <br />"You" or "Your" means the named insured and, if the named insured is not a natural person: <br />1. any individual who, during the policy period, is or becomes a partner, officer, director, stockholder - <br />employee, manager, member or employee of the named insured, but only while acting within the scope <br />of their employment by the named insured; or <br />2. any Individual who, during the policy period, is or becomes a substitute health care provider, other than a <br />physician, dentist, nurse anesthetist, nurse mid -wife, chiropractor, self-employed periusionist, or podiatrist, <br />that the named insured contracts with, but only while acting within the scope of their employment by the <br />named insured; or <br />3. any individual previously affiliated with the named insured as its partner, officer, director, stockholder - <br />employee, manager, member or employee but only while acting within the scope of their employment by <br />the named insured, during the course of such employment. <br />IV. EXCLUSIONS <br />We will not defend any claim for, or pay any amounts, including claim expenses, based on, arising out of, or <br />related to: <br />A. injuryto: <br />1, an employee of the named insured arising out of and in the course of employment by the named <br />insured; or <br />2. a family member of that employee as a consequence of 1 above; or <br />3. the named insured's family member. <br />This exclusion applies: <br />1. whether the named insured may be liable as an employer or in any other capacity; and <br />2. to any obligation to share amounts with or repay someone else who must pay amounts because of the <br />injury or damage; <br />B. amounts which the named insured or any party must pay under any unemployment or workers' <br />compensation, disability benefits, or other similar law; <br />C. injury or damage resulting from any professional services, placement services or personal injury; <br />D. any liability the named insured assumes under any contract or agreement, other than an insured contract. <br />This exclusion does not apply to: <br />1. liability the named insured assumes under a contract with a Health Maintenance Organization, Preferred <br />Provider Organization, Independent Practice Association, or any other similar organization; but only for <br />such liability as is attributable to your alleged negligence; or <br />2. a warranty of fitness or quality of any therapeutic agents or supplies the named insured has furnished or <br />supplied in connection with treatment you have performed; <br />E. any liability you have for a business or profession, including consulting services, other than that named on <br />the certificate of insurance; <br />F. injury or damage resulting from an occurrence which is also a willful violation of a statute, ordinance or <br />regulation imposing criminal penalties. We will defend any civil suit against you seeking amounts that would <br />be covered If this exclusion did not apply. In such case, we will pay only claim expenses related to such <br />defense; <br />G. injury or damage for which you may be held liable as a result of: <br />1. causing or contributing to the alcoholic beverage Intoxication of any person; or <br />= <br />�% flEvipswm&NeawwBv�. <br />7ari �rrzaa=i <br />G-121504-C (7/2001) -"aarW. 9MM,amMiwde r <br />