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<br />monitoringexpenses,forensicexpenses,
<br />transmitting,communicatingor
<br />publicrelationsexpensesoranyotherloss,
<br />distributionofmaterialorinformation.
<br />costorexpenseincurredbyyouorothers
<br />SECTIONII-INVESTIGATION,DEFENSE,
<br />arisingoutofthatwhichisdescribedin
<br />SETTLEMENT
<br />Paragraph(1)or(2)above.
<br />A.Withrespectto"bodilyinjury","property
<br />However,unlessParagraph(1)above
<br />damage"or"personalandadvertisinginjury"to
<br />applies,thisexclusiondoesnotapplyto
<br />whichthisinsuranceapplies(whetherornotthe
<br />damagesbecauseof"bodilyinjury".
<br />"self-insuredretention"applies)and
<br />Asusedinthisexclusion,electronicdata
<br />1.Forwhichnocoverageisprovidedunder
<br />meansinformation,factsorprogramsstored
<br />any"underlyinginsurance";or
<br />asoron,createdorusedon,ortransmitted
<br />2.Forwhichtheunderlyinglimitsofany
<br />toorfromcomputersoftware,including
<br />"underlyinginsurance"policyhavebeen
<br />systemsandapplicationssoftware,hardor
<br />exhaustedsolelybypaymentsof"damages"
<br />floppydisks,CD-ROMS,tapes,drives,cells,
<br />becauseof"occurrences"duringthe"policy
<br />dataprocessingdevicesoranyothermedia
<br />period",
<br />whichareusedwithelectronicallycontrolled
<br />We:
<br />equipment.
<br />1.Willhavetherightandthedutytodefend
<br />23.LimitedUnderlyingCoverage
<br />any"suit"againstthe"insured"seeking
<br />Anyinjury,damage,loss,costorexpense,
<br />"damages"onaccountthereof,evenifsuch
<br />includingbutnotlimitedtoÐbodilyinjuryÑ,
<br />"suit"isgroundless,falseorfraudulent;but
<br />ÐpropertydamageÑorÐpersonaland
<br />ourrightanddutytodefendendwhenwe
<br />advertisinginjuryÑforwhich:
<br />haveuseduptheapplicablelimitof
<br />a.anÐunderlyinginsuranceÑpolicyor
<br />insuranceinthepaymentofjudgmentsor
<br />policiesspecificallyprovidescoverage;
<br />settlementsundercoveragesaffordedby
<br />but
<br />thispolicy;
<br />b.becauseofaprovisionwithinthe
<br />2.Maymakesuchinvestigationandsettlement
<br />ÐunderlyinginsuranceÑsuchcoverageis
<br />ofanyclaimor"suit"aswedeemexpedient;
<br />providedatalimitorlimitsofinsurance
<br />3.Willpayallexpensesincurredbyus,all
<br />thatarelessthanthelimit(s)forthe
<br />courtcoststaxedagainstthe"insured"in
<br />ÐunderlyinginsuranceÑpolicyorpolicies
<br />any"suit"defendedbyusandallintereston
<br />shownontheScheduleofUnderlying
<br />theentireamountofanyjudgmenttherein
<br />InsurancePolicies.
<br />whichaccruesaftertheentryofthe
<br />24.RecordingAndDistributionOfMaterial
<br />judgmentandbeforewehavepaidor
<br />OrInformationInViolationOfLaw
<br />tenderedordepositedincourtthatpartof
<br />Anyinjury,damage,loss,costorexpense,
<br />thejudgmentwhichdoesnotexceedthe
<br />includingbutnotlimitedto"bodilyinjury",
<br />applicablelimitofinsurance.However,such
<br />"propertydamage",or"personaland
<br />costsdonotincludeattorneys'fees,
<br />advertisinginjury"arisingdirectlyor
<br />attorneys'expenses,witnessorexpertfees,
<br />indirectlyoutofanyactionoromissionthat
<br />oranyotherexpensesofapartytaxedto
<br />violatesorisallegedtoviolate:
<br />theinsured;
<br />a.TheTelephoneConsumerProtection 4.Willpayallpremiumsonappealbonds
<br />Act(TCPA),includinganyamendment
<br />requiredinanysuch"suit",premiumson
<br />oforadditiontosuchlaw;
<br />bondstoreleaseattachmentsinanysuch
<br />b.TheCAN-SPAMActof2003,including
<br />"suit"foranamountnotinexcessofthe
<br />anyamendmentoforadditiontosuch
<br />applicablelimitofinsurance,andthecostof
<br />law;
<br />bailbondsrequiredofthe"insured"because
<br />c.TheFairCreditReportingAct(FCRA),
<br />ofanaccidentortrafficlawviolationarising
<br />andanyamendmentoforadditionto
<br />outoftheoperationofanyvehicletowhich
<br />suchlaw,includingtheFairand
<br />thispolicyapplies,butwewillhaveno
<br />AccurateCreditTransactionAct
<br />obligationtoapplyfororfurnishanysuch
<br />(FACTA);or
<br />bonds;
<br />d.Anyfederal,stateorlocalstatute,
<br />5.Willpayallreasonableexpensesincurredby
<br />ordinanceorregulation,otherthanthe
<br />the"insured"atourrequestinassistingusin
<br />TCPA,CAN-SPAMActof2003or
<br />theinvestigationordefenseofanyclaimor
<br />FCRAandtheiramendmentsand
<br />"suit",includingactuallossofearningsnotto
<br />additions,thataddresses,prohibitsor
<br />exceed$500perdayper"insured";
<br />limitstheprinting,dissemination,
<br />andtheamountssoincurred,exceptsettlement
<br />disposal,collecting,recording,sending,
<br />ofclaimsand"suits,"arenotsubjecttothe"self-
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