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Obnfe!Jotvsfe;!Ivjuu.\[pmmbst-!Jod/ <br />b.Tosueusonthispolicyunlessallofits <br />H.TransferOfRightsOfRecoveryAgainst <br />termsandthoseofthe"underlying OthersToUs <br />insurance"havebeenfullycompliedwith. <br />1.TransferOfRightsOfRecovery <br />Apersonororganizationmaysueustorecover <br />Iftheinsuredhasrightstorecoverallora <br />onanagreedsettlementoronafinaljudgment <br />partofanypaymentwehavemadeunder <br />againstaninsured;but,wewillnotbeliablefor <br />thispolicy,thoserightsaretransferredtous. <br />damagesthatarenotpayableundertheterms <br />Theinsuredmustdonothingafteralossto <br />ofthispolicyorthatareinexcessofthelimitof <br />impairthem.Atourrequest,theinsuredwill <br />liability.Anagreedsettlementmeansa <br />bring"suit"ortransferthoserightstousand <br />settlementandreleaseofliabilitysignedbyus, <br />helpusenforcethem. <br />theinsuredandtheclaimantortheclaimant's <br />a.Recoveriesshallbeappliedto <br />legalrepresentative. <br />reimburse: <br />F.Appeals <br />(1)First,anyinterest(includingthe <br />Intheeventthe"insured"orthe"insured's" <br />NamedInsured)thatpaidany <br />underlyinginsurerelectsnottoappeala <br />amountinexcessofourlimitof <br />judgmentinexcessofthe"underlyinginsurance" <br />liability; <br />orthe"self-insuredretention,"wemayelectto <br />(2)Second,us,alongwithanyother <br />makesuchappeal,atourcostandexpense. <br />insurershavingaquotashare <br />Ifwesoelect,weshallbeliableinadditionto <br />interestatthesamelevel; <br />theapplicableLimitofInsurance,forthe: <br />(3)Third,suchinterests(includingthe <br />1.Taxablecosts; <br />NamedInsured)ofwhomthis <br />2.Disbursements;and <br />insuranceisexcess. <br />3.Additionalinterestincidentaltosuchappeal; <br />However,adifferentapportionmentmay <br />bemadetoeffectsettlementofaclaim <br />Butinnoeventwillwebeliablefor"damages"in <br />byagreementsignedbyallinterests. <br />excessoftheapplicableaggregateLimitof <br />Insurance.b.Reasonableexpensesincurredinthe <br />exerciseofrightsofrecoveryshallbe <br />Ifajudgmentisrenderedinexcessofthelimits <br />apportionedamongallinterestsinthe <br />of"underlyinginsurance"andweoffertopayour <br />ratiooftheirrespectivelossesforwhich <br />fullshareofsuchjudgment,butyouoryour <br />recoveryissought. <br />underlyinginsurerselecttoappealit,you,your <br />underlyinginsurersorbothwillbear:2.WaiverOfRightsOfRecovery(WaiverOf2.WaiverOfRightsOfRecovery(WaiverOf2.WaiverOfRightsOfRecovery(WaiverOf <br />Subrogation)Subrogation) <br />a.Thecostanddutyofobtaininganyappeal <br />bond; <br />Ifthe"insured"haswaivedanyrightsof <br />recoveryagainstanypersonororganization <br />b.Thetaxablecosts,disbursementsand <br />forallorpartofanypaymentwehavemade <br />additionalinterestincidentaltosuchappeal; <br />underthispolicy,wealsowaivethatright, <br />and <br />providedthe"insured"waivedtheirrightsof <br />c.Anyincreaseindamagesovertheamount <br />recoveryagainstsuchpersonor <br />themattercouldhavebeensettledforafter <br />organizationinacontract,agreementor <br />theverdictwasenteredandbeforethe <br />permitthatwasexecutedpriortotheinjury <br />appealwasfiled. <br />ordamage. <br />G.OtherInsurance <br />I.Changes <br />Thispolicyshallapplyinexcessofall <br />Thispolicycontainsalltheagreementsbetween <br />"underlyinginsurance"whetherornotvalidand <br />youandusconcerningtheinsuranceafforded. <br />collectible.Itshallalsoapplyinexcessofother <br />Noticetoanyagent,orknowledgepossessedby <br />validandcollectibleinsurance(exceptother <br />anyagentoranyotherpersonshallnoteffecta <br />insurancepurchasedspecificallytoapplyin <br />waiverorachangeinanypartofthispolicy,or <br />excessofthisinsurance)whichalsoappliesto <br />stopusfromassertinganyrightsunderthe <br />anylossforwhichinsuranceisprovidedbythis <br />termsofthispolicy. <br />policy. <br />TheNamedInsuredfirstshowninthe <br />Theseexcessprovisionsapply,whethersuch <br />Declarationsisauthorizedonbehalfofall <br />otherinsuranceisstatedtobe: <br />"insureds"toagreewithusonchangesinthe <br />1.Primary; <br />termsofthispolicy. <br />2.Contributing; <br />Ifthetermsarechanged,thechangeswillbe <br />showninanendorsementissuedbyusand <br />3.Excess;or <br />madeapartofthispolicy. <br />4.Contingent. <br />FormXL00030916Page11of14 <br /> <br />