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SB146932G
<br /> (Ed. 10-19)
<br /> b. A partnership or joint venture, then its partners, members and their spouses are insureds;
<br /> c. A limited liability company, then its members and managers are insureds;
<br /> d. An organization other than a partnership, joint venture or limited liability company, then its executive
<br /> officers, directors and shareholders are insureds; or
<br /> e. Any type of entity, then its employees are insureds;
<br /> but only with respect to locations and operations covered by the additional insured endorsement's provisions,
<br /> and only with respect to their respective roles within their organizations. Furthermore, employees of
<br /> additional insureds are not insureds with respect to liability arising out of:
<br /> (1) "Bodily injury" or "personal and advertising injury" to any fellow employee or to any natural person
<br /> listed in paragraphs a. through d. above;
<br /> (2) "Property damage"to property owned, occupied or used by their employer or by any fellow employee; or
<br /> (3) Providing or failing to provide professional health care services.
<br /> II. LIABILITY EXTENSION COVERAGES
<br /> It is understood and agreed that this endorsement amends the Businessowners Liability Coverage Form. If any
<br /> other endorsement attached to this policy amends any provision also amended by this endorsement, then that other
<br /> endorsement controls with respect to such provision, and the changes made by this endorsement to such provision do
<br /> not apply.
<br /> A. Bodily injury—Expanded Definition
<br /> Under Liability and Medical Expenses Definitions, the definition of"Bodily injury" is deleted and replaced by
<br /> the following:
<br /> "Bodily injury" means physical injury, sickness or disease sustained by a person, including death, humiliation,
<br /> shock, mental anguish or mental injury by that person at any time which results as a consequence of the physical
<br /> injury, sickness or disease.
<br /> B. Broad Knowledge of Occurrence
<br /> Under Businessowners Liability Conditions, the Condition entitled Duties In The Event of Occurrence, Offense,
<br /> Claim or Suit is amended to add the following:
<br /> Paragraphs a. and b. above apply to you or to any additional insured only when such "occurrence," offense,
<br /> claim or"suit" is known to:
<br /> 0
<br /> (1) You or any additional insured that is an individual;
<br /> 0
<br /> (2) Any partner, if you or an additional insured is a partnership;
<br /> 0
<br /> (3) Any manager, if you or an additional insured is a limited liability company;
<br /> 0
<br /> (4) Any"executive officer"or insurance manager, if you or an additional insured is a corporation;
<br /> (5) Any trustee, if you or an additional insured is a trust; or
<br /> (6) Any elected or appointed official, if you or an additional insured is a political subdivision or public entity.
<br /> This paragraph applies separately to you and any additional insured.
<br /> C. Estates, Legal Representatives and Spouses
<br /> The estates, heirs, legal representatives and spouses of any natural person insured shall also be insured under
<br /> this policy; provided, however, coverage is afforded to such estates, heirs, legal representatives and spouses only
<br /> for claims arising solely out of their capacity as such and, in the case of a spouse, where such claim seeks
<br /> damages from marital common property, jointly held property, or property transferred from such natural person
<br /> insured to such spouse. No coverage is provided for any act, error or omission of an estate, heir, legal
<br /> representative or spouse outside the scope of such person's capacity as such, provided however that the spouse
<br /> of a natural person Named Insured and the spouses of members or partners of
<br /> Named Insureds are insureds with respect to such spouses'acts, errors or omissions a�.� �a %skMuagernentDMsim
<br /> Insured's business. o=' REVIEWED&APPROVmBY.
<br /> SB146932G (10-19) ®,
<br /> Risk Management Specialist
<br /> Copyright,CNA All Rights Reserved.
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