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a. Minimum Scope and Limit of Insurance <br />1. Commercial General Liability (CGL): Insurance Services Office <br />Form CG 00 01 covering CGL on an "occurrence" basis, including <br />products and completed operations, property damage, bodily injury <br />and personal & advertising injury with limits no less than <br />$1,000,000 per occurrence. If a general aggregate limit applies, <br />either the general aggregate limit shall apply separately to this <br />project/location (ISO CG 25 03 or 25 04) or the general aggregate <br />limit shall be twice the required occurrence limit. <br />2. Automobile Liability: ISO Form Number CA 00 01 covering any <br />auto (Code 1), or if PALACIOS has no owned autos, hired, (Code <br />8) and non -owned autos (Code 9), with a limit no less than <br />$1,000,000 per accident for bodily injury and property damage. <br />3. Workers' Compensation: as required by the State of California, <br />with Statutory Limits, and Employer's Liability Insurance with limit <br />of no less than $1,000,000 per accident for bodily injury or disease. <br />4. Professional Liability (Errors & Omissions): PALACIOS is <br />required to carry insurance appropriate to PALACIOS' profession, <br />with a combined single limit of not less than $1,000,000 per claim <br />with $2,000,000 in the aggregate. <br />5. Broader Coverage: if PALACIOS maintains broader coverage <br />and/or higher limits than the minimums shown above, the CITY <br />requires and shall be entitled to the broader coverage and/or the <br />higher limits maintained by PALACIOS. Any available insurance <br />proceeds in excess of the specified minimum limits of insurance and <br />coverage shall be available to the CITY. <br />b. Other Insurance Provisions <br />Additional Insured Status: The CITY, its officers, officials, <br />employees, and volunteers are to be covered as additional insureds <br />on the CGL policy with respect to liability arising out of work or <br />operations performed by or on behalf of PALACIOS including <br />materials, parts, or equipment furnished in connectionwith such <br />work or operations. General liability coverage can be provided in <br />the form of an endorsement to PALACIOS insurance (at least as <br />broad as ISO Form CG 20 10 11 85 or if notavailable, through the <br />addition of both CG 20 10, CG 20 26, CG 20 33, or CG 20 38; and <br />CG 2037 if a later edition is used). <br />Page 3 of 9 <br />