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terms of any policy which arise from work performed by the Instructor for the City. This <br />provision also applies to the Instructor's Workers' Compensation policy. <br />A. Each insurance policy required above shall provide that coverage shall not be canceled, <br />except with notice to the City, <br />Acceptability of Insurers <br />Insurance is to be placed with insurers authorized to conduct business in the state with a current A.M. <br />Best's rating of no less than A: VII, unless otherwise acceptable to the City. <br />Verification of Coverage <br />Consultant shall furnish the City with original Certificates of Insurance including all required <br />amendatory endorsements (or copies of the applicable policy language effecting coverage required <br />by this clause) and a copy of the Declarations and Endorsement Page of the CGL policy listing all <br />policy endorsements to City before work begins. The City reserves the right to require complete, <br />certified copies of all required insurance policies, including endorsements affecting the coverage <br />required by these specifications, at any time. <br />Special Events Coverage for Instructors <br />Special events coverage is available for an additional fee to provide the liability insurance required <br />by this agreement. Consultant can obtain additional information and cost from the City. <br />Special or Low Risk Activities <br />City reserves the right to modify these requirements, including limits, based on the nature ofthe <br />risk, prior experience, insurer, coverage, or other special circumstances. The City reserves the right <br />to modify or waive insurance requirements for certain low risk recreational activities. <br />12 INDEMNIFICATION <br />Consultant agrees to defend, and shall indemnify and hold harmless the City, its <br />officers, agents, employees, consultants, special counsel, and representatives from <br />liability: (1) for personal injury, damages, just compensation, restitution, judicial or <br />equitable relief arising out of claims for personal injury, including death, and claims <br />for property damage, which may arise from the operations of the Consultant or its <br />Consultants, subcontractors, agents, employees, or other persons acting on their behalf <br />which relates to the services described in section I of this Agreement; and (2) from <br />any claim that personal injury, damages, just compensation, restitution, judicial or <br />equitable relief is due by reason of the terms of or effects arising from this Agreement. <br />This indemnity and hold harmless agreement applies to all claims for damages, just <br />compensation, restitution, judicial or equitable relief suffered, or alleged to have been <br />suffered, by reason of the events referred to in this Section or by reason of the terms <br />of, or effects, arising from this Agreement. The Consultant further agrees to <br />indemnify, hold harmless, and pay all costs for the defense of the City, including fees <br />and costs for special counsel to be selected by the City, regarding any action by a third <br />party challenging the validity of this Agreement, or asserting that personal injury, <br />damages, just compensation, restitution, judicial or equitable relief due to personal or <br />property rights arises by reason of the terms of, or effects arising from this Agreement. <br />