IRVINE VALLEY VETERINARY HOSPITAL, INC.

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d. After you cease to own a financial interest of more than 50%. E. Fire Damage To Premises Rented To You — Increased Limits Paragraph 6. under Section III — Limits of Insur- ance is replaced by the following: 6. Subject to Paragraph 5. above, the most we will pay under Coverage A for damages be- cause of "property damage" to any one prem- ises while rented to you or temporarily occu- pied by you with permission of the owner is the greater of: a. $500,000; or G. Unintentional Failure To Disclose Hazards Condition 6. Representations under Section IV — Commercial General Liability Conditions is re- placed by the following: b. The Damage To Premises Rented To You Limit shown in the Declarations. F.Notice To Company The following is added to Condition 2. Duties In The Event Of Occurrence, Offense, Claim Or Suit under Section IV — Commercial General Li- ability Conditions: e. Your failure to first notify us of a claim will not invalidate coverage under this policy if the loss H was inadvertently reported to another insurer. However, you must report any such "occur- rence" to us within a reasonable time once you become aware of such error. 6. Representations By accepting this policy, you agree: a. The statements in the Declarations are accurate and complete; b. Those statements are based upon repre- sentations you made to us; and c. We have issued this policy in reliance upon your representations. Any unintentional error or omission in the de- scription of, or failure to completely describe, any premises or operations you intend to be covered by this Coverage Part, will not invali- date or affect coverage for those premises or operations. However, you must report any such error or omission to us as soon as reasonably possible after its discovery. Waiver Of Subrogation The following is added to Condition 8. Transfer Of Rights Of Recovery Against Others To Us of Section IV — Commercial General Liability Conditions: We waive any right of recovery we may have against any person or organization because of payments we make for injury or damage arising out of your operations or "your work" done under a written agreement that requires you to waive your rights of recovery. The written agreement must be made prior to the date of the `occurrence". Page 2 of 2 Copyright, Everest Reinsurance Company, 2016 ECG 04 767 02 16 ❑ Includes copyrighted material of Insurance Services Office, Inc. used with its permission �,�P_", RAManagementDMs1cn �I f °; REVIEWED & APPROVED BY: °� Afg Aezv �1" Risk Management Specialist