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Date: 2/24/2023
<br />RE: Escrow No. 4484-LG
<br />fees, and (b) that Escrow Holder is fully released and discharged from all further obligations under the escrow. If an
<br />action is brought involving this escrow and/or Escrow Holder, the party(ies) involved in the action agree to indemnify and
<br />hold the Escrow Holder harmless against liabilities, damages and costs incurred by Escrow Holder (including reasonable
<br />attorneys' fees and costs) except to the extent that such liabilities, damages and costs were caused by the gross
<br />negligence or willful misconduct of Escrow Holder.
<br />33. Gender: In these escrow instructions, wherever the context so requires, the masculine gender includes the
<br />feminine and/or neuter and the singular number includes the plural.
<br />34. Not to give financial advice: The parties acknowledge and understand that Golden Coast Escrow, Inc., as escrow holder,
<br />are not authorized to practice the law nor gives financial advice. The parties are advised to seek legal and financial
<br />counsel and advice concerning the effect of these escrow instructions. The parties acknowledge that no representations
<br />are made by Escrow Holder about the legal sufficiency, legal consequences, financial effects or tax consequences of the
<br />within escrow transaction.
<br />35. Disposal of documents: Golden Coast Escrow, Inc. are authorized to destroy or otherwise dispose of any and all
<br />documents, papers, escrow instructions, correspondence and records or other material constituting or pertaining to this
<br />escrow at any time after five (5) years from the date of: (1) the close of escrow; (2) the date of cancellation; or (3) the date
<br />of the last activity, without liability and without further notice to the parties. If for any reason, any one party to the
<br />transaction request copies of said file in storage from Escrow Holder, there will be a minimum charge of $50.00 required to
<br />be deposited prior to the release of requested documentation.
<br />36. Need for Independent Legal, Financial and Tax Advice: The parties acknowledge and understand that Escrow
<br />Holder, are not authorized to practice law nor does an escrow holder give financial or tax advice. The parties are advised
<br />to seek legal, financial and tax advice concerning the effect of these escrow instructions, and the terms and conditions of
<br />the purchase and sale transaction. The parties acknowledge that no representations are made by Escrow Holder about
<br />the legal sufficiency, legal consequences, financial effects or tax consequences of the within transaction.
<br />37. Loan Payoffs
<br />When a mortgage, deed of trust or tax lien is to be paid off through escrow, Escrow Holder is authorized to pay the
<br />payoff demand received from the creditor. Seller/borrower understands that a loan payoff may include a prepayment
<br />penalty and other charges.
<br />38. PRIVACY STATEMENT
<br />Effective Date: July 1, 2013
<br />Golden Coast Escrow, Inc. respects the privacy and security of Clients non-public personal information ("Personal
<br />Information") and protecting Clients Personal Information is one of our top priorities. This Privacy Statement explains
<br />Golden Coast Escrow, Inc.'s privacy practices, including how we used the Personal Information we receive from the Client
<br />and from other specified sources, and to whom it may be disclosed, Golden Coast Escrow, Inc. may share information as
<br />described herein.
<br />PERSONAL INFORMATION COLLECTED
<br />We may collect personal information about you from the following sources:
<br />• Information we receive from you on applications or other forms, such as your name, address, social security number, tax
<br />identification number, asset information, and income information;
<br />• Information we receive from you through our Internet websites, such as your name, address, email address, Internet
<br />Protocol address, the website links you used to get to our websites, and your activity while using or reviewing our
<br />websites;
<br />• Information about your transaction with or services performed by us, our affiliates, or others, such as information
<br />concerning policy, premiums, payment history, information about your home or other real property, information from
<br />lenders and other third parties involved in such transaction, account balances, and credit card information; and
<br />Information we receive from consumer or other reporting agencies and publicly recorded documents.
<br />DISCLOSURE OF PERSONAL INFORMATION
<br />We may provide your personal information (excluding information we receive from consumer or other credit reporting
<br />agencies) to various individuals and companies, as permitted by law, without obtaining your prior authorization. Such
<br />laws do not allow consumers to restrict these disclosures. Disclosures may include, without limitation, the following:
<br />• To insurance agents, brokers, representatives, support organizations, or others to provide you with services you have
<br />requested, and to enable to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure in
<br />connection with an insurance transaction;
<br />• To third -party contractors or service providers for the purpose of determining your eligibility for an insurance benefit or
<br />payment and/or providing you with services you have requested;
<br />• To an insurance regulatory authority, or a law enforcement or other governmental authority, in a civil action, in
<br />connection with a subpoena or a governmental investigation;
<br />• To companies that perform marketing services on our behalf or to other financial institutions with which we have joint
<br />marketing agreements and/or
<br />Seller(s) Initials Buyer(s) Initials �"--
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