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The 2. S. ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY —ASSESSMENTS PRIORITY (0"245) EXCLUSIONS FROM COVERAGE me are expressly excluded from the coverage of this pulley and the Company WE not pay lose or damage, costs, attorneys' fees a as by reason at. ordinance, permit, Or governmental regulation (Including indoor relating to building and zonmg) restricting, regulating, prohbgng, or the (b) Any governmental pc or Ia. Rights of eminent domain. Date*. Hero, encumbran� (a) seated, sugaed, ass (b) not Known to the Cc (d) wrltm®to the Comps resueing in no lose or (d) attaching or erected i 17,18,10, 20, 21, 22 4. Unenfaceabildy the state whore I g. invalidity a one Mortgage and Is provided In Cove 8. Any claim OF ban sent of the Lord; location of any Improvement erected on the Land; on of these laws, ordinances, or governmental regulations. TWO Exclusion 1(a) does not modify or limit the coverage 3tek a, e. 13(c), 13(d), 14 or 10. poser. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Rlsk e, 5,13(c), 13(d), 14 i Exclusion does not modify or limit the coverage provided tender Covered Reek 7 or S. at Date of Policy, but Known to the Insured CI Merit and not disclosed in �e Insured Claimant became an Insured under this policy; Date of Policy (hmvever, this does not motley or lime the coverage Provided under Covered Risk 11, 10, Insured Claimant had paid value for the Insured Mortgage.' f or failure of an Insured to comply wins applicable dolrgbuslneas loved of In whole or In pad of go Ilan of the Insured Mortgage that adeae out of the Transaction eVldatlo tel by the Insured usury, of any consumer credit protection a tndh•ln4endlrg law. This Exclusion does not madly or limit the coverage IN Insured Mortgage as to Advances or modMcatlons made after the Insured owner of the estate a interest covered by this pogoy, This Excluslon does not 7. Any Ilan on [he Title for met estate taxes or assessments Imposed by govemmentM authority and created a attaching subaegtpm to Date of.. Policy. This Exclusion One hot =i fhy or limit the coverage provided In Covered Rabe II(b) orEB. I" 8. The failure of the maaential abuvium. Or any portion of it, to have been constructed before, other aftei Data of Policy Oh aoboldenoevsith epplicebie bidding codes. The Exclusion dead not modify or limit the coverage Provided In Covered Rtsk a or 8. a. Any claim, by reason of the operation or federal bankmptcy, date Insolvency, or similar creditors' rights Iowa, that the transaction creating the tied of the Insured Mortgage, IS (a) a traudulenl conveyance or frardulwdtranear, or (b) a preferan idmotsarfor any reason not stated in Covered Risk 27(b) of this policy. . 10. Contamination, explosion, fire, flooding, vibrellon, frecludrp. earthquake, or subeMence. 11. Negligence by a paraoh or On Emily axerclaIng a right to extract ordevelop minerald, water, a any Omer subsancea The use orl his Fenn Is restricted b CLTA subsrxarere In goad standing as of the date cruse. NI other uses are prohibited. Repdmed under license a express permission gram the California Lad Tma Association.