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advertising injury" arising out oftheir willful conduct, which is defined aathe purposeful or willful intent to <br />cause "bodily injury" or "personal and advertising irjury", or caused in whole or in part by their inioxoa- <br />Thocovorago provided by provision J.ieexcess over any other valid and collectable insurance available to <br />your "employee". <br />Paragraph 3\ of Section U -Who Is An Insured is ropdeood by the following: <br />3. Any organization you newly acquire or form and over which you maintain ownership or majority <br />interest, will qualify as a Named Insured if there is no other similar insurance available to that <br />organization. However: <br />a. Coverage under this provision is afforded only until the expiration of the policy period in <br />which the entity was acquired or formed by you; <br />b. Coverage Ad000 not apply to "bodily injury" or "property damage" that occurred before you <br />acquired or formed the organization; and <br />c. Coverage B does not apply to "personal and advertising injury" arising out of an offense <br />committed before you acquired or formed the organization. <br />d. Records and descriptions of operations must be maintained by the first Named Insured. <br />No person or organization is an insured with respect to the conduct of any current or past partnership, joint <br />venture or limited liability company that is not shown eoaNamed Insured in the Declarations or qualifies <br />eoeninsured under this provision. <br />L. FAILURE TO DISCLOSE HAZARDS AND PRIOR OCCURRENCES <br />Under Section P8-Commercial General Liability Condbionm, the following is added to Condition G.Repm+ <br />Your failure to disclose all hazards or prior "000un*n000" existing eoofthe inception date ofthe policy <br />oheU not prejudice the coverage afforded by this policy provided such failure to disclose all hazards or <br />prior "occurrences" is not intentional. <br />M. KNOWLEDGE OF OCCURRENCE, OFFENSE, CLAIM 0RSUIT <br />Under Section P8-Commercial General Liability Condbionm, the following is added to Condition 2.Dudem <br />In The Event of Occurrence, Offense, Claim Or Suit: <br />Knowledge of an "occunenoo", ofkeneo, claim or "suit" by an agont, sonxard or "employee" of any <br />insured shall not in itself constitute knowledge of the insured un|000 an insured listed under Paragraph <br />1.ofSection ||- Who |oAnInsured oraperson who has been designated bythem toreceive reports of <br />"occurrenooe", ofensoo, claims or "suits" shall have n000ivod such notice from the agent, servant or <br />N. LIBERALIZATION CLAUSE <br />If we revise this Commercial General Liability Extension Endorsement to provide more coverage without <br />additional premium ohargo, your policy will automatically provide the coverage as of the day the revision is <br />effective in your state. <br />UndorSecdon\y-Defnidwnm. Definition 3.isreplaced bythe following: <br />3\ "Bodily Injury" means physical injury, oiokn000 or disease sustained by eponson. This includes <br />mental enguioh, mental injury, shock, fright or death that roouKe from such physical injury, sick- <br />ness ordisease. <br />REVIEWED &APPRovED Br <br />Q 2013Liberty Mutual Insurance <br />CG88 10 04 13 Includes copyrighted material ofInsurance Services Office, |nu.with its permission <br />