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Beyaz & Patel Inc. <br /> OBY D783841-06 <br /> Hanover <br /> Insurii)ce Croup <br /> a. Prior to a loss to your Covered We waive any right of recovery we may <br /> Property. have against any person or <br /> b. After a loss to your Covered Property organization with whom you have a <br /> only if, at time of loss, that party is written contract, permit or agreement <br /> one of the following: to waive any rights of recovery against <br /> such person or organization because of <br /> (1) Someone insured by this payments we make for injury or <br /> insurance; damage arising out of your ongoing <br /> (2) A business firm: operations or "your work" done under a <br /> (a) Owned or controlled by you; contract with that person or <br /> organization and included in the <br /> or "products-completed operations <br /> (b) That owns or controls you; or hazard". <br /> (3) Your tenant. This condition does not apply to <br /> You may also accept the usual bills of Medical Expenses Coverage. <br /> lading or shipping receipts limiting the L. Transfer of Your Rights and Duties Under <br /> liability of carriers. This Policy <br /> This will not restrict your insurance. Your rights and duties under this policy <br /> 2. Applicable to SECTION II - LIABILITY may not be transferred without our written <br /> Coverage: consent except in the case of death of an <br /> individual Named Insured. If you die, your <br /> If the insured has rights to recover all or rights and duties will be transferred to your <br /> part of any payment we have made legal representative but only while that <br /> under this Coverage Part, those rights legal representative is acting within the <br /> are transferred to us. The insured must scope of their duties as your legal <br /> do nothing after loss to impair such representative. Until your legal <br /> rights. At our request, the insured will representative is appointed, anyone with <br /> bring "suit' or transfer those rights to us proper temporary custody of your property <br /> and help us enforce them. will have your rights and duties but only <br /> with respect to that property. <br /> 391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 81 of 81 <br />