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LfztfsNbstupoBttpdjbuft-Jod QpmjdzOp;BXGB5:115: c. Collision Coverage (2) Specified Causes Of Loss only if the Declarations indicate that Specified Caused by: Causes Of Loss Coverage is provided (1) The covered "auto's" collision with an- for any covered "auto"; or other object; or (3) Collision only if the Declarations indicate (2) The covered "auto's" overturn. that Collision Coverage is provided for any covered "auto". 2. Towing However, the most we will pay for any ex- We will pay up to the limit shown in the Decla- penses for loss of use is $20 per day, to a rations for towing and labor costs incurred each maximum of $600. time a covered "auto" of the private passenger type is disabled. However, the labor must be B. Exclusions performed at the place of disablement. 1. We will not pay for "loss" caused by or resulting 3. Glass Breakage Î Hitting A Bird Or Animal Î from any of the following. Such "loss" is ex- Falling Objects Or Missiles cluded regardless of any other cause or event that contributes concurrently or in any se- If you carry Comprehensive Coverage for the quence to the "loss". damaged covered "auto", we will pay for the fol- lowing under Comprehensive Coverage: a. Nuclear Hazard a. Glass breakage; (1) The explosion of any weapon employing atomic fission or fusion; or b. "Loss" caused by hitting a bird or animal; and (2) Nuclear reaction or radiation, or radioac- tive contamination, however caused. c. "Loss" caused by falling objects or missiles. b. War Or Military Action However, you have the option of having glass breakage caused by a covered "auto's" collision (1) War, including undeclared or civil war; or overturn considered a "loss" under Collision (2) Warlike action by a military force, includ- Coverage. ing action in hindering or defending 4. Coverage Extensions against an actual or expected attack, by any government, sovereign or other au- a. Transportation Expenses thority using military personnel or other We will pay up to $20 per day to a maxi- agents; or mum of $600 for temporary transportation (3) Insurrection, rebellion, revolution, expense incurred by you because of the to- usurped power or action taken by gov- tal theft of a covered "auto" of the private ernmental authority in hindering or de- passenger type. We will pay only for those fending against any of these. covered "autos" for which you carry either Comprehensive or Specified Causes of 2. We will not pay for "loss" to any covered "auto" Loss Coverage. We will pay for temporary while used in any professional or organized transportation expenses incurred during the racing or demolition contest or stunting activity, period beginning 48 hours after the theft or while practicing for such contest or activity. and ending, regardless of the policy's expi- We will also not pay for "loss" to any covered ration, when the covered "auto" is returned "auto" while that covered "auto" is being pre- to use or we pay for its "loss". pared for such a contest or activity. b. Loss Of Use Expenses 3. We will not pay for "loss" caused by or resulting from any of the following unless caused by For Hired Auto Physical Damage, we will other "loss" that is covered by this insurance: pay expenses for which an "insured" be- comes legally responsible to pay for loss of a. Wear and tear, freezing, mechanical or use of a vehicle rented or hired without a electrical breakdown. driver, under a written rental contract or b. Blowouts, punctures or other road damage agreement. We will pay for loss of use ex- to tires. penses if caused by: 4. We will not pay for "loss" to any of the follow- (1) Other than collision only if the Declara- ing: tions indicate that Comprehensive Cov- erage is provided for any covered "auto"; a. Tapes, records, discs or other similar audio, visual or data electronic devices designed for use with audio, visual or data electronic equipment. Page 6 of 12 ¨ ISO Properties, Inc., 2005 CA 00 01 03 06££ ££