VIETNAMESE LANGUAGE ACCESS/ASSISTANCE (VIETLA)

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BUSINESSOWNERS SB04360117 THIS ENDORSEMENT CHANGES YOUR POLICY. PLEASE READ CAREFULLY. BLANKET ADDITIONAL INSURED AND BLANKET INSURANCE SUBROGATION WAIVER This endorsement modifies insurance provided under your BUSINESSOWNERS COVERAGE FORM Section II — Liability is amended as follows: The following is added to Paragraph C. Who Is An Insured: Any person or organization in a written agreement with you requiring indemnification is an additional insured on your policy with regard to their respective business interest. However, coverage applies only to liability due to "bodily injury", "property damage', or "personal and advertising injury' caused, in whole or part, by your acts or those performing operations on your behalf, or in connection with your franchise, equipment, or part of premises used by you and listed in your declarations, or, if a vendor, likewise when liability arises from "your product" as distributed or sold in the vendor's regular course of business. Coverage does not apply to liability resulting from the additional insured's sole negligence. And there is no coverage for structural alterations, new construction, and demolition steps performed by or on behalf of additional insureds. Insurance coverage afforded, limits, and the most we will pay on behalf of additional insureds is: 1. Only up to the extent permitted by law; 2. Not broader than your agreement with the additional insured; and, 3. Available under applicable limits of insurance shown in declarations; or whichever is less. However, insurance afforded to vendors does not apply to: 1. Any express warranty unauthorized by you; 2. Any product physical or chemical change made intentionally by the vendor; 3. Demonstration, installation, service or repair, except on vendors premises for your product's sale; 4. Package or label changes, use as a container, a part, or ingredient of another thing by the vendor; or, 5. Those who supply products, ingredients, or part of containers, in or affecting your products. In addition, agreements with additional insureds must be effective during the policy term; and, must be executed prior to "bodily injury", "property damage', or "personal and advertising injury". A person's or organization's status as an additional insured under this endorsement ends when your ongoing operations, occupancy or lease with that additional insured is complete. Section III — Common Policy Conditions is amended as follows: A. The following is added to Paragraph A. Cancellation 2. and supersedes any provision to the contrary: Additional insureds listed in declarations will be informed of coverage changes and given written notice at least: 1. 10 days before cancellation effective date if we cancel for premium nonpayment; or, 2. 30 days before cancellation effective date if we cancel for any other reason; and, 3. 30 days before expiration if we elect not to renew this policy. B. The following is added to Paragraph H. Other Insurance and supersedes any provision to the contrary: Primary And Noncontributory Insurance (Blanket Insurance Subrogation Waiver) This insurance is primary to, and will not seek contribution from, other insurance available to an additional insured provided: 1. The additional insured is a named insured under such other insurance; and, 2. You have a written agreement stating your insurance would be primary and would not seek contribution from other insurance available to the additional insured. SB04360117 Includes copyrighted material of Insurance Services Office, Inc. with its pennis 004100000000000295223041 0000C Risk Mnugenlmt Division REVIEWED 6 APPRWED BY: �i Risk Management Spedalis[