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(4) Discovery of willful or grossly negligent B. The following provision is added to the acts or omissions, or of any violations of Cancellation Common Policy Condition: state laws or regulations establishing 7, Residential Property safety standards, by you or your representative, which materially increase This provision applies to coverage on real any of the risks insured against. property which is used predominantly for (5) Failure by you or your representative to residential purposes and consisting of not more implement reasonable loss control than four dwelling units, and to coverage on tenants' household personal property in a requirements, agreed to by you as a residential unit, if such coverage is written under condition of policy issuance, or which one of the following: were conditions precedent to our use of a particular rate or rating plan, if that Commercial Property Coverage Part failure materially increases any of the Farm Coverage Part -E Farm Property f Farm risks insured against. Dwellings, Appurtenant Structures And (6) A determination by the Commissioner of Household Personal Property Coverage Form Insurance that the: a. If such coverage has been in effect for 60 (a) Loss of, or changes in, our days or less, and is not a renewal of reinsurance covering all or part of the coverage we previously issued, we may risk would threaten our financial cancel this coverage for any reason, except integrity or solvency; or as provided in b. and c. below. (b) Continuation of the policy coverage b. We may not cancel this policy solely would: because the first Named Insured has: (i) Place us in violation of California (1) Accepted an offer of earthquake law or the laws of the state where coverage; or we are domiciled; or (2) Cancelled or did not renew a policy (ii) Threaten our solvency. issued by the California Earthquake Authority (CEA) that included an (7) A change by you or your representative earthquake policy premium surcharge. in the activities or property of the However, we shall cancel this policy if the commercial or industrial enterprise, first Named Insured has accepted a new or which results in a materially added, renewal policy issued by the CEA that increased or changed risk, unless the includes an earthquake policy premium added, increased or changed risk is surcharge but fails to pay the earthquake included in the policy. policy premium surcharge authorized by the b. We will mail or deliver advance written notice CEA. of cancellation, stating the reason for c. We may not cancel such coverage solely cancellation, to the first Named Insured, at because corrosive soil conditions exist on the mailing address shown in the policy, and to the producer of record, at least: the premises. This restriction (c.) applies only if coverage is subject to one of the (1) 10 days before the effective date of following, which exclude loss or damage cancellation if we cancel for nonpayment caused by or resulting from corrosive soil of premium or discovery of fraud; or conditions: (2) 30 days before the effective date of (1) Commercial Property Coverage Part cancellation if we cancel for any other Causes Of Loss f Special Form; or reason listed in Paragraph 3.a. (2) Farm Coverage Part f Causes Of Loss Form ± Farm Property, Paragraph D. Covered Causes Of Loss Special. Rule Management DMsim �?- REVIEWED&APPROVED BY: ® Risk Management Specialist Page 2 of 4 © Insurance Services Office, Inc., 2020 IL 02 70 07 20 81809559 KMEENTE-Cl 1 29-25 Master Certificate N—y Cadwallader 1 9/6/2-02-9 6:46:23 PM (POT) Page 7 of 9