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PI-MANU-1 (01/00) <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY <br />This provision applies to any person, who with your consent, either uses <br />or is responsible for the use of a watercraft. This insurance is excess <br />over any other valid and collectible insurance available to the insured <br />whether primary, excess or contingent. <br />E. Damage to Property You Own, Rent or Occupy <br />SECTION I - COVERAGES, COVERAGE A BODILY INJURY AND PROPERTY DAMAGE <br />LIABILITY, 2. Exclusions, j. Damage To Property, Paragraph (1) is deleted in <br />its entirety and replaced with the following: <br />(1) Property you own, rent or occupy, including any costs or <br />expenses incurred by you, or any other person, organization or entity, for <br />repair, replacement, enhancement, restoration or maintenance of such <br />property for any reason, including prevention of injury to a person or <br />damage to another's property, unless the damage to property is caused by <br />your client, up to a $30,000 limit. A client is defined as a person under <br />your direct care and supervision. <br />F. Medical Payments <br />1. If COVERAGE C MEDICAL PAYMENTS is not otherwise excluded from this <br />Coverage Part the Medical Expense Limit is changed subject to all of the <br />terms of SECTION III - LIMITS OF INSURANCE to the greater of: <br />a. $20,000; or <br />b. The Medical Expense Limit shown in the Declarations of this <br />Coverage Part. <br />2. Under SECTION I - COVERAGES, COVERAGE C MEDICAL PAYMENTS, Subsection <br />1. Insuring Agreement, Paragraph a., Item (b) is amended to read: <br />(b) The expenses are incurred and reported to us within three <br />years of the date of the accident; and <br />G. Athletic Activities <br />SECTION I - COVERAGES, COVERAGE C MEDICAL PAYMENTS, 2 <br />All other terms and conditions of this Policy remain unchanged. <br />Exclusions, <br />orz,N�F RiskMougmumtDMsbn <br />r' REVIEWED & APPROVED BY: <br />x <br />® <br />Risk Management Specialist <br />Page 4 of 12 <br />