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00MII:11r:? <br />ACb oP CERTIFICATE OF LIABILITY INSURANCE <br />FDATF (MM/DD/YYYY) <br />03/17/2023 <br />THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS <br />CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES <br />BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED <br />REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. <br />IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. <br />If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on <br />this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). <br />PRODUCER <br />Bannister & Associates Insurance Agency <br />CA License #0691071 <br />CONTACT <br />Jonathan Severson <br />PHONE FAX <br />AIC No Ext: 714 536-6086 AIC No:(714) 536-4054 <br />E-MAIL <br />ADDRESS: Jonathan@bai-ins.com <br />305 17th Street <br />Huntington Beach CA 92648 <br />INSURERS AFFORDING COVERAGE <br />NAIC # <br />INSURERA:Sentinel Insurance Company <br />INSURED (949) 215-5539 <br />INSURERS: Hartford Casualty insurance CO <br />Barrios and Associate, LLC <br />dba Communications Lab <br />INSURERC: Philade hia indemnity Ins Co <br />INSURER D: Axis Insurance Company <br />701 E Chapman Avenue <br />INSURER E: <br />Orange CA 92866 <br />INSURER F : <br />COVERAGES CERTIFICATE NUMBER: Cert ID 12434 REVISION NUMBER: <br />THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD <br />INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS <br />CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, <br />EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. <br />INSR <br />LTR <br />TYPE OF INSURANCE <br />ADDL <br />INSD <br />SUBR <br />WVD <br />POLICYNUMBER <br />POLICY EFF <br />MM/DD/YYYY <br />POLICY EXP <br />MMIDDIYYYY <br />LIMITS <br />A <br />R <br />COMMERCIAL GENERAL LIABILITY <br />EACH OCCURRENCE <br />$ 1,000,000 <br />CLAIMS -MADE FXI OCCUR <br />72SBABG0546 <br />04/01/202304/01/2024 <br />'RIM MIMES Ea occu ante <br />$ 1,000,000 <br />MED EXP (Any one person) <br />$ 10,000 <br />PERSONAL &ADV INJURY <br />$ 1,000,000 <br />AGGREGATE LIMIT APPLIES PER: <br />GENERAL AGGREGATE <br />$ 2,000,000 <br />GEN'L <br />POLICY PRO FX LOC <br />JECT <br />PRODUCTS-COMP/OPAGG <br />$ 2,000,000 <br />$ <br />OTHER: <br />AUTOMOBILE <br />LIABILITY <br />COMBINED SINGLE LIMIT <br />Ea accident <br />$ 1,000,000 <br />BODILY INJURY (Per person) <br />$ <br />A <br />ANY AUTO <br />72SBABG0546 <br />04/01/202304/01/2024 <br />OWNED SCHEDULED <br />AUTOS ONLY AUTOS <br />BODILY INJURY (Per accident) <br />$ <br />PROPERTYDAMAGE <br />Per accident <br />$ <br />R <br />HIRED NON -OWNED <br />AUTOS ONLY R AUTOS ONLY <br />A <br />R <br />UMBRELLA LIAB <br />R <br />OCCUR <br />72SBABG0546 <br />04/01/2023 <br />04/01/2024 <br />EACH OCCURRENCE <br />$ 6,000,000 <br />AGGREGATE <br />$ 6,000,000 <br />EXCESS LIAB <br />CLAIMS -MADE <br />DED F-TRETENTION$ <br />Retention <br />$ 10,000 <br />B <br />AND EMPLOYERS' LIABILITY <br />AND EMPS YERS'LSATIONILIT YIN <br />ANYPROPRIETOR/PARTNER/EXECUTIVE <br />72WECAW7EH6 <br />04/01/2023 <br />04/01/2024 <br />R STATUTE ERPER H <br />E.L. EACH ACCIDENT <br />$ 1,000,000 <br />OFFICER/MEMBER EXCLUDED? ❑ <br />(Mandatory in NH) <br />NIA <br />E.L. DISEASE - EA EMPLOYEE <br />$ 1,000,000 <br />If yes, describe under <br />DESCRIPTION OF OPERATIONS below <br />E.L. DISEASE - POLICY LIMIT <br />$ 1,000,000 <br />C <br />Professional Liability <br />PHSD1778561 <br />04/01/2023 <br />04/01/2024Limit <br />(per <br />claim): <br />$ 2,000,000 <br />Deductible: $5,000/claim <br />Limit (aggregate): <br />$ 4,000,000 <br />DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) <br />CERTIFICATE HOLDER CANCELLATION <br />SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE <br />THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN <br />ACCORDANCE WITH THE POLICY PROVISIONS. <br />For Informational Purposes Only <br />AUTHORIZED REPRESENTATIVE <br />©1988-2015 ACORD CORPORATION. All rights reserved. <br />ACORD 25 (2016103) The ACORD name and logo are registered marks of ACORD <br />Page 1 of 2 <br />