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• Late payment penalties - $50 late payment fee is charged if payment is more than 7 days late from the installment date. Note: Amfasoft Corporation Refund policy will be applied as per State requirements as disclosed in this catalog. Amfasoft Corporation's student financing programs do not supersede California's Code of Education 94899.5. Federal or State Financial Aid Programs Amfasoft Corporation is NOT engaged in State or Federal Financial Aid programs or Title IV funding at this time. However, Amfasoft accepts WIA funding. Amfasoft Corporation is an approved Training Provider for the Workforce Investment Act (WIA) program. The Workforce Investment Act (WIA) is a federal law that provides training for people who are out of work, and who need the training to change career paths or whose skills need improving to obtain a new job. You must be determined eligible and suitable to receive WIA funds. Amfasoft Corporation offers training programs but does not determine if you qualify for WIA training funds. Students must qualify from their assigned EDD office for the approved training program. An eligibility questionnaire or qualifying brochure can be obtained either from EDD's website at lnttp://www.edd.ca.gov/unemploymentieligibility.htm or by calling (800)300-5616. Refund Payment Methods and Loan Policies Students must discuss the payment options and terms of payment with the Admissions Representative prior to signing the enrollment agreement. • A non-refundable registration fee and a non-refundable student tuition recovery fund are charged as stated explicitly to the student at the time of enrollment in the program. • Students are allowed to make payments via check, credit cards, money orders, personal loans, a loan guaranteed to the student by the Federal or State government, or third -party loans. Individual Student Loans If a student obtains a loan to pay for an educational program, the student will be responsible to repay the full amount of the loan plus interest, less the amount of any refund. If the student has received federal student financial aid funds, the student is entitled to a refund of the money's not paid from federal student financial aid program funds. If the student is eligible for a loan guaranteed by the Federal or State government and the student defaults on the loan, both of the following may occur: (a) The Federal or State government or a loan guarantee agency may take action against the student, including applying for an income tax refund to which the person (student) is entitled to reduce the balance owed on the loan. (b) The student may not be eligible for any other federal student financial aid at another institution or other government assistance until the loan is repaid by the student. 33