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8. MINIMUM INSURANCE REQUIREMENTS <br />a. Consultant shall not commence work for the City until it has provided evidence <br />satisfactory to the City it has secured all insurance required under this Section. In <br />addition, Consultant shall not allow any subconsultant to commence work on any <br />subcontract until it has secured all insurance required under this Section. <br />b. Insurance coverage shall be at least as broad as: <br />(i) Commercial General Liability (CGL): Insurance Services Office Form CG 00 <br />O1 covering CGL on an "occurrence" basis, including products and completed <br />operations, property damage, bodily injury and personal & advertising injury <br />with limits no less than $1,000,000 per occurrence. If a general aggregate limit <br />applies, either the general aggregate limit shall apply separately to this <br />project/location (ISO CG 25 03 or 25 04) or the general aggregate limit shall be <br />twice the required occurrence limit. <br />(ii) Automobile Liability: Insurance Services Office Form Number CA 0001 <br />covering, Code 1 (any auto), or if Consultant has no owned autos, Code 8 <br />(hired) and 9 (non -owned), with limit no less than $1,000,000 per accident for <br />bodily injury and property damage. <br />(iii) Workers' Compensation insurance as required by the State of California, with <br />Statutory Limits, and Employer's Liability Insurance with limit of no less than <br />$1,000,000 per accident for bodily injury or disease. <br />(iv) Professional Liability (Errors and Omissions) Insurance appropriates to the <br />Consultant's profession, with limit no less than $1,000,000 per occurrence or <br />claim, $2,000,000 aggregate. <br />(v) If the Consultant maintains broader coverage and/or higher limits than the <br />minimums shown above, the Entity requires and shall be entitled to the broader <br />coverage and/or the higher limits maintained by the Consultant. Any available <br />insurance proceeds in excess of the specified minimum limits of insurance and <br />coverage shall be available to the Entity. <br />c. Other Insurance Provisions. The insurance policies are to contain, or be endorsed to <br />contain, the following provisions: <br />(i) Additional Insured Status. The Entity, its officers, officials, employees, and <br />volunteers are to be covered as additional insureds on the CGL policy with <br />respect to liability arising out of work or operations performed by or on behalf <br />of the Consultant including materials, parts, or equipment furnished in <br />connection with such work or operations. General liability coverage can be <br />provided in the form of an endorsement to the Consultant's insurance (at least <br />as broad as ISO Form CG 20 10 1185 or both CG 20 10, CG 20 26, CG 20 33, <br />Page 6 of 19 <br />