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<br />EXHIBIT 3 <br />TABLE OF CONTENTS <br />DEFINITIONS AND INTERPRETATION ............................................. 2Section 1. <br />1.1. Defined Terms. ................................................................................................... 2 <br />1.2. Singular and Plural Terms.................................................................................... 9 <br />1.3. References and Other Terms................................................................................ 9 <br />1.4. Exhibits Incorporated.. ......................................................................................... 9 <br />Section 2. <br />Section 3. <br />Section 4. <br />Section 5. <br />Section 6. <br />Section 7. <br />[RESERVED]............................................................................................ 9 <br />SCOPE OF WORK/ PROJECT BUDGET............................................... 9 <br />[RESERVED].......................................................................................... 10 <br />LOANS.................................................................................................... 10 <br />CONDITIONS TO DISBURSEMENT OF LOAN PROCEEDS........... 11 <br />AFFORDABILITY REQUIREMENTS, USE AND MAINTENANCE <br />OF THE PROPERTY ....................................................................................................... 16 <br />Section 8. <br />Section 9. <br />Section 10. <br />Section 11. <br />Section 12. <br />RESERVED. ........................................................................................... 22 <br />GENERAL PROVISIONS AND WARRANTIES................................. 22 <br />CONDITIONS FOR CONSTRUCTION................................................ 25 <br />FEDERAL (HOME PROGRAM) COVENANTS ................................. 28 <br />MAINTENANCE, MANAGEMENT, OPERATION, PRESERVATION <br />AND REPAIR OF PROPERTY....................................................................................... 33 <br />Section 13. <br />Section 14. <br />Section 15. <br />Section 16. <br />Section 17. <br />Section 18. <br />Section 19. <br />Section 20. <br />Section 21. <br />NONDISCRIMINATION COVENANTS.............................................. 37 <br />ENVIRONMENTAL MATTERS .......................................................... 38 <br />OTHER AFFIRMATIVE COVENANTS .............................................. 39 <br />OTHER NEGATIVE COVENANTS ..................................................... 41 <br />CERTIFICATE OF COMPLETION ...................................................... 42 <br />INDEMNIFICATION............................................................................. 42 <br />INSURANCE, CASUALTY AND CONDEMNATION ....................... 45 <br />DEFAULTS AND REMEDIES.............................................................. 50 <br />MISCELLANEOUS................................................................................ 53 <br />i <br />WISEPlace Permanent Supportive Housing <br />City HOME-ARP Loan Agreement