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<br />EXHIBIT 3 <br />100 Federal Street <br />MA5-100-04-11 <br />Boston, MA 02110 <br />Attention: Asset Management <br />Facsimile: 617-346-2257 <br />and Buchalter, a Professional Corporation <br />1000 Wilshire Blvd., Suite 1500 <br />Los Angeles, CA 90017-2457 <br />Attn: Michael A. Williamson, Esq. <br />If to City:City of Santa Ana <br />Executive Director (CDA) <br />20 Civic Center Plaza (M-26) <br />P .0. Box 1988 <br />Santa Ana, California 92702 <br />With a copy to:City Attorney <br />City of Santa Ana <br />20 Civic Center Plaza, 7th Floor (M-29) <br />Santa Ana, California 92702 <br />Addresses for notice may be changed as required by written notice to all other parties. All <br />notices personally served shall be effective when actually received. All notices mailed shall <br />be effective three (3) days after deposit in the U.S. Mail, postage prepaid. The foregoing <br />notwithstanding, the non-receipt of any notice as the result of a change of address of which <br />the sending party was not notified or as the result of a refusal to accept delivery shall be <br />deemed receipt of such notice. <br />21.3. Survival of Representations and Warranties. All representations and <br />warranties in the Loan Documents shall survive the making of the City/HOME-ARP Loan <br />described herein and have been or will be relied on by City notwithstanding any <br />investigation made by either party. <br />21.4. No Third Parties Benefited. This Agreement is made for the purpose of <br />setting forth rights and obligations of Developer and the City, and no other person shall <br />have any rights hereunder or by reason hereof. <br />21.5. Reserved. <br />21.6. Prior Agreements; Amendments; Consents. This Agreement (together <br />with the other Loan Documents) contains the entire agreement between the City and <br />Developer with respect to the City/HOME-ARP Loan and the Property, and all prior <br />negotiations, understandings and agreements are superseded by this Agreement and such <br />other Loan Documents. No modification of any Loan Document (including waivers of <br />rights and conditions) shall be effective unless in writing and signed by the party against <br />whom enforcement of such modification is sought, and then only in the specific instance <br />54 <br />WISEPlace Permanent Supportive Housing <br />City HOME-ARP Loan Agreement