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IDShield isa productof Pre -Paid Legal Services, Inc. d/b/a LegalShield ("LegalShield"). LegalShield provides access to identity <br />theft protection and restoration services. IDShield plans are availableat individual or family rates, A family plan provides <br />monitoring services for up to ten (10) eligible dependent children under the age of 18 of the Named member or Named <br />Member's spouse or domestic partner, Consultation and Restoration Services for eligible dependent children under the age <br />of 26 and eligible dependent adult parents, For complete terms, coverage, and conditions, please see an Identity theft plan. <br />All Licensed Private Investigators are licensed in the state of Oklahoma. An Identity Fraud Protection Plan ("Plan' is issued <br />through a nationally recognized carrier. LegalShield/IDShield is not an insurance carrier. This covers certain identity fraud <br />expenses and legal costs as a result of a covered identity fraud event. See a Plan for complete terms, coverage, conditions, <br />limitations, and family members who are eligibleunder the Plan. Fora summary description of benefits for the Plan coverage <br />see https://idshield.cloud/summary-of-benefits. <br />The following items are not covered with the IDShield service: <br />Legal Remedy- Any Stolen Identity Eventwhere the Member is unwilling or unable to prosecute or otherwise bring a civi; or <br />criminal claim against any person culpable or reasonably believed to be culpable for the fraud or its consequences. <br />Dishonest Acts -Any dishonest, criminal, maliciousor fraudulent acts, if the Member(s) that suffered the fraud personally <br />participated in, directed or had knowledge of such acts. <br />Financial Loss - Any director indirect financial losses attributable to the Stolen Identity Event, including but not I i mrted to, <br />money stolen from a wallet, unauthorized purchases of retail goods or services online, by phone, mail or direct"'y. <br />Business -The theft or unauthorized or illegal use of any business name, DBAorany other method ofidentifying business(as <br />distinguished from personal) activity. <br />Third Parties not Subject to U,S. or Canadian Law -Restoration services do not remediate issues with third parties not <br />subject to United States or Canadian law that have been impacted by an individual's Stolen Identity Event, such asfinancia I <br />institutions, government agencies, and other entities. <br />Marketed by: Pre -Paid Legal Services, Inc. dba LegalShield® and subsidiaries; Pre -Paid Lega lCasualty, Inc.; Pre -Paid Legal <br />Access, Inc.; LS, Inc.; In VA: Legal Service Plans of Virginia; and PPL Legal Care of Canada Corporation <br />POtVERW 8Y LEGALSHIELD <br />