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i <br />The Crossroads at Washington <br />City HOME Loan Agreement <br /> <br />TABLE OF CONTENTS <br /> <br />Section 1. DEFINITIONS AND INTERPRETATION ............................................. 2 <br />1.1. Defined Terms. ................................................................................................... 2 <br />1.2. Singular and Plural Terms. ................................................................................... 8 <br />1.3. References and Other Terms. ............................................................................... 8 <br />1.4. Exhibits Incorporated.. ......................................................................................... 8 <br />Section 2. [RESERVED]............................................................................................ 8 <br />Section 3. SCOPE OF WORK/ PROJECT BUDGET ............................................... 8 <br />Section 4. [RESERVED]............................................................................................ 9 <br />Section 5. LOANS...................................................................................................... 9 <br />Section 6. CONDITIONS TO DISBURSEMENT OF LOAN PROCEEDS ............. 9 <br />Section 7. AFFORDABILITY REQUIREMENTS, USE AND MAINTENANCE <br />OF THE PROPERTY ....................................................................................................... 14 <br />Section 8. RESERVED. ........................................................................................... 20 <br />Section 9. GENERAL PROVISIONS AND WARRANTIES ................................. 20 <br />Section 10. CONDITIONS FOR CONSTRUCTION ................................................ 24 <br />Section 11. FEDERAL (HOME PROGRAM) COVENANTS ................................. 26 <br />Section 12. MAINTENANCE, MANAGEMENT, OPERATION, PRESERVATION <br />AND REPAIR OF PROPERTY ....................................................................................... 31 <br />Section 13. NONDISCRIMINATION COVENANTS .............................................. 34 <br />Section 14. ENVIRONMENTAL MATTERS .......................................................... 35 <br />Section 15. OTHER AFFIRMATIVE COVENANTS .............................................. 36 <br />Section 16. OTHER NEGATIVE COVENANTS ..................................................... 38 <br />Section 17. CERTIFICATE OF COMPLETION ...................................................... 39 <br />Section 18. INDEMNIFICATION ............................................................................. 39 <br />Section 19. INSURANCE, CASUALTY AND CONDEMNATION ....................... 42 <br />Section 20. DEFAULTS AND REMEDIES .............................................................. 46 <br />Section 21. MISCELLANEOUS................................................................................ 49 <br /> <br /> <br /> <br />EXHIBIT 5