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General liability coverage can be provided in the form of an endorsement to the Contractor's insurance (at <br />least as broad as ISO Form CG 20 10 1185 or if notavailable, through the addition of both CG 20 10, CG <br />20 26, CG 20 33, or CG 20 38; and CG 2037 if a later edition is used). <br />Primary Coverage <br />For any claims related to this contract, the Contractor's insurance coverage shall be primary coverage at <br />least as broad as ISO CG 20 0104 13 as respects the City, its officers, officials, employees, and volunteers. <br />Any insurance or self-insurance maintained by the City, its officers,officials, employees, or volunteers <br />shall be excess of the Contractor's insurance and shall not contribute with it. <br />Notice of Cancellation <br />Each insurance policy required above shall provide that coverage shall not be canceled, except with notice <br />to the City. <br />Waiver of Subrogation <br />Contractor hereby grants to City a waiver of any right to subrogation which any insurer of said Contractor <br />may acquire against the City by virtue of the payment of any loss under such insurance. Contractor agrees <br />to obtain any endorsement that may be necessary to affect this waiverof subrogation, but this provision <br />applies regardless of whether or not the City has received a waiver of subrogation endorsement from the <br />insurer. <br />Self -Insured Retentions <br />Self -insured retentions must be declared to and approved by the City. The City may require theContractor <br />to purchase coverage with a lower retention or provide proof of ability to pay losses and related <br />investigations, claim administration, and defense expenses within the retention. The policy language shall <br />provide, or be endorsed to provide, that the self -insured retention may be satisfied by either the named <br />insured or City. <br />Acceptability of Insurers <br />Insurance is to be placed with insurers authorized to conduct business in the state with a current A.M. <br />Best's rating of no less than A:VII, unless otherwise acceptable to the City. <br />Verification of Coverage <br />Contractor shall furnish the City with original Certificates of Insurance including all required amendatory <br />endorsements (or copies of the applicable policy language effecting coverage requiredby this clause) and a <br />copy of the Declarations and Endorsement Page of the CGL policy listing allpolicy endorsements to City <br />before work begins. However, failure to obtain the required documents prior to the work beginning shall <br />not waive the Contractor's obligation to provide them. <br />The City reserves the right to require complete, certified copies of all required insurance policies, including <br />endorsements required by these specifications, at any time. <br />Special Risks or Circumstances <br />City reserves the right to modify these requirements, including limits, based on the nature of <br />therisk, prior experience, insurer, coverage, or other special circumstances. <br />El <br />