Item 20 - Policy Manual Maintenance and Support the Police Department

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All agencies will also need to demonstrate their compliance with the Executive Order for Safe Policing for Safe Communities. 3. Lexipol Utilization The Director of Risk Control will confirm which member agencies cur rently contract with Lexipol for policy manual creation and/or updating, daily training bulletins, and other law enforcement services. Each member that currently contracts with Lexipol will be required to provide authorization to ICRMA to have read-only access to member data in the Lexipol database so that ICRMA can evaluate the member’s utilization of Lexipol services. The intent will be to identify areas of improvement if needed and/or underutilized resources. The Lexipol Data Access Authorization Form is attached to this Plan. Members who do not currently contract with Lexipol will be given information on its benefits and encouraged to explore contracting options. Background on Plan Implementation The actions taken by the ICRMA Board of Directors in approving this Plan are in direct response to the potential negative impacts on police liability coverage availability and cost for pool members. Concern over increasing police liability exposure has been a long-standing discussion within the insurance industry since 20151. In 2020, this has now evolved into a more pressing national concern for public entity insurance carriers. U.S. insurers and brokers are starting to craft professional liability coverage for police officers, spurred on by signs that policymakers in some cities and states want to use a financial disincentive (i.e. increased retained limits and premiums, with decreasing coverage and limits) to curb police misconduct in addition to more stringent underwriting requirements. As ICRMA works towards securing its liability policies for the 2021-22 and future years, the pool needs to embrace and be proactive in addressing police liability underwriting concerns. In August 2020, the Board reviewed police losses during the past ten years and lear ned current pool members experienced 1,342 police-related occurrences with a total incurred of $102.5M. Of those losses, 17 occurrences had a total incurred of more than $1M each and represented $68M in claims costs (i.e. 17 occurrences represented 66% of ICRMA’s total police losses). At the meeting, the Board approved reallocation of budgeted funds to member risk control incentives related to attendance at mandatory ICRMA -sponsored law enforcement seminars. As such, ICRMA held two University sessions on law enforcement liability, which focused on risk control efforts to reduce the frequency and severity of losses impacting the pool. Further, at the December 10, 2020 Board meeting, ICRMA staff was directed to develop a comprehensive police liability risk control plan to address the concerns of the carriers and to demonstrate the pool’s commitment to proactive risk control. At the February 11, 2021 Board meeting, staff presented the Plan detailed here which was approved unanimously by the Board of Directors to ensure ICRMA can continue a proactive approach and partnership with members and their police agencies with regard to police liability exposure. 1 Public Sector Risk - Police Controversies Affecting Coverage, By: Meme Moore | May 5, 2015 https://riskandinsurance.com/police-controversies-affecting-coverage/