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€ (b) For which there is any obligation to share damages with or repay someone else who must pay damages because of <br /> the injury described in Paragraphs(1)(a)immediately above;or <br /> i <br /> (c) Arising out of the providing or failure to provide professional health care services except incidental health care <br /> services provided by any physician,dentist,nurse,emergency medical technician or paramedic who is employed by <br /> you to provide such services and provided you are not engaged in the business of providing such services. <br /> (2) Property damage, environmental damage,image restoration expenses or disinfection expenses to property owned, <br /> occupied or used by,rented to, in the care,custody or control of, or over which physical control is being exercised for <br /> any purpose by you,any of your employees,volunteer workers,any partner or member(if you are a partnership or joint <br /> venture),or any member(if you are a limited liability company). <br /> 9 <br /> i b. Any person(other than your employee),or any organization while acting as your real estate manager. <br /> c. Any person or organization having proper temporary custody of your property if you die, but only with respect to liability <br /> i arising out of the maintenance or use of that property and until your legal representative has been appointed. <br /> I <br /> d. Your legal representative if you die,but only with respect to duties as such.That representative will have all your rights and <br /> duties under this policy. <br /> I <br /> e. Any person or organization,other than a third party carrier,you agree to include as an insured in a written contract,written <br /> a agreement or permit, but only with respect to bodily injury, property damage, environmental damage, or personal and <br /> advertising injury caused, in whole or in part, by your operations,your work, equipment or premises leased or rented by <br /> you,or your products which are distributed or sold in the regular course of a vendor's business,however: <br /> (1) A vendor is not an insured as respects bodily injury, property damage, environmental damage or personal and <br /> advertising injury: <br /> (a) For which the vendor is obligated to pay damages by reason of the assumption of liability in a contract or agreement <br /> except that which the vendor would have in the absence of the contract or agreement; <br /> (b) Arising out of any express warranty unauthorized by you; <br /> 6 (c) Arising out of any physical or chemical change in the product made intentionally by the vendor; <br /> (d) Arising out of repackaging,except when unpacked solely for the purpose of inspection,demonstration,testing,or <br /> the substitution of parts under instructions from you,and then repackaged in the original container; <br /> (e) Arising out of any failure to make inspections,adjustments,tests or servicing as the vendor has agreed to make or <br /> normally undertakes to make in the usual course of business, in connection with the distribution or sale of the <br /> products; <br /> (f) Arising out of demonstration, installation servicing or repair operations, except such operations performed at the <br /> vendor's location in connection with the sale of the product;or <br /> (g) Arising out of products which,after distribution or sale by you,have been labeled or relabeled or used as a container, <br /> } part or ingredient of any other thing or substance by or for the vendor. I <br /> (2) A manager or lessor of premises leased or rented to you, a lessor of leased equipment, or a mortgagee, assignee, or <br /> receiver is not an insured as respects bodily injury, property damage, environmental damage or personal and <br /> ► advertising injury: <br /> (a) Arising out of any occurrence that takes place after the equipment lease expires or you cease to be a tenant;or <br /> i (b) Arising out of structural alterations, new construction or demolition operations performed by or on behalf of the " <br /> manager or lessor of premises,or mortgagee,assignee,or receiver. <br /> (3) The insurance afforded to such additional insured only applies to the extent permitted by law. <br /> i <br /> i <br /> (4) If coverage provided to the additional insured is required by a contract or agreement,the insurance afforded to such <br /> � additional insured will not be broader than that which you are required by the contract or agreement to provide for such <br /> additional insured. <br /> f. Any person or organization that has at least a 50%controlling interest in you but only with respect to bodily injury,property <br /> damage,environmental damage or personal and advertising injury arising solely out of their financial control of you. <br /> ( <br /> IE.COV.EPIC.001(05/23) Includes copyrighted material of Insurance Services Offices, Inc.with its permissic <br /> „ Riak Managanent DMsim <br /> +- REVIEWED&APPRQVED BY: <br /> Lull ` Ashe fIeeV44 <br /> ® Risk Management Specialist <br />