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3. Workers' Compensation insurance as required by the State of California, with Statutory <br />Limits, and Employer's Liability Insurance with limit of no less than $1,000,000 per accident <br />for bodily injury or disease. <br />4. Professional Liability (Errors and Omissions) Insurance appropriates to the Consultant's <br />profession, with limit no less than $2,000,000 per occurrence or claim, $2,000,000 aggregate. <br />If the Consultant maintains broader coverage and/or higher limits than the minimums shown <br />above, the Consultant requires and shall be entitled to the broader coverage and/or the higher limits <br />maintained by the contractor. Any available insurance proceeds in excess of the specified <br />minimum limits of insurance and coverage shall be available to the Consultant. <br />Other Insurance Provisions <br />The insurance policies are to contain, or be endorsed to contain, the following provisions: <br />Additional Insured Status <br />The Consultant, its officers, officials, employees, and volunteers are to be covered as <br />additional insureds on the CGL policy with respect to liability arising out of work or operations <br />performed by or on behalf of the Consultant including materials, parts, or equipment furnished in <br />connectionwith such work or operations. General liability coverage can be provided in the form of <br />an endorsement to the Consultant's insurance (at least as broad as ISO Form CG 20 10 11 85 or <br />both CG 20 10, CG 20 26, CG 20 33, or CG 20 38; and CG 20 37 forms if later revisions used). <br />Primary Coverage <br />For any claims related to this contract, the Consultant's insurance coverage shall be primary <br />insurance primary coverage at least as broad as ISO CG 20 0104 13 as respects the Consultant, its <br />officers, officials, employees, and volunteers. Any insurance or self-insurance maintained by the <br />Consultant, its officers, officials, employees, or volunteers shall be excess of the Consultant's <br />insuranceand shall not contribute with it. <br />Notice of Cancellation <br />Each insurance policy required above shall state that coverage shall not be canceled, except with <br />notice to the Consultant. <br />Waiver of Subrogation <br />Consultant hereby grants to Consultant a waiver of any right to subrogation which any insurer of <br />said Consultant may acquire against the Consultant by virtue of the payment of any loss under <br />such insurance. Consultant agrees to obtain any endorsement that may be necessary to affect this <br />waiverof subrogation, but this provision applies regardless of whether or not the Consultant has <br />received a waiver of subrogation endorsement from the insurer. <br />Self -Insured Retentions <br />Self -insured retentions must be declared to and approved by the Consultant. The Consultant may <br />require theConsultant to purchase coverage with a lower retention or provide proof of ability to <br />pay losses and related investigations, claim administration, and defense expenses within the <br />