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7. INSURANCE <br />Consultant shall procure and maintain for the duration of the contract insurance against <br />claims for injuries to persons or damages to property which may arise from or in connection with <br />the performance of the work hereunder and the results of that work by the Consultant, its agents, <br />representatives, employees or subcontractors. <br />a. Consultant shall not commence work for the City until it has provided evidence <br />satisfactory to the City that it has secured all insurance required under this Section. In <br />addition, Consultant shall not allow any subconsultant to commence work on any <br />subcontract until it has secured all insurance required under this Section. <br />b. Insurance coverage shall be at least as broad as: <br />(i) Commercial General Liability (CGL): Insurance Services Office Form CG 00 <br />O1 covering CGL on an "occurrence" basis, including products and completed <br />operations, property damage, bodily injury and personal & advertising injury <br />with limits no less than $1,000,000.00 per occurrence. If a general aggregate <br />limit applies, either the general aggregate limit shall apply separately to this <br />project/location (ISO CG 25 03 or 25 04) or the general aggregate limit shall be <br />twice the required occurrence limit. <br />(ii) Automobile Liability: Insurance Services Office Form CA 0001 covering Code <br />1 (any auto), with limits no less than $1,000,000.00 per accident for bodily <br />injury and property damage. <br />(iii)Workers' Compensation insurance as required by the State of California, with <br />Statutory Limits, and Employer's Liability Insurance with limit of no less than <br />$1,000,000.00 per accident for bodily injury or disease. <br />(iv)Professional Liability Insurance with limits no less than $1,000,000.00 per <br />occurrence or claim, and $2,000,000.00 policy aggregate. <br />(v) If the Consultant maintains broader coverage and/or higher limits than the <br />minimums shown above, the City requires and shall be entitled to the broader <br />coverage and/or the higher limits maintained by the Consultant. Any available <br />insurance proceeds in excess of the specified minimum limits of insurance and <br />coverage shall be available to the City. <br />c. Other Insurance Provisions. The insurance policies are to contain, or be endorsed to <br />contain, the following provisions: <br />(i) Additional Insured Status. The City, its officers, officials, employees, and <br />volunteers are to be covered as additional insureds on the CGL policy with <br />respect to liability arising out of work or operations performed by or on behalf <br />of the Consultant including materials, parts, or equipment furnished in <br />Page 3 of 10 <br />