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MINIMUM SCOPE AND LIMIT OF INSURANCE <br />Coverage shall be at least as broad as: <br />Commercial General Liability (CGL): Insurance Services Office Form CG 00 01 covering <br />CGL on an "occurrence" basis, including property damage, bodily injury and personal & <br />advertising injury with limits no less than $1,000,000 per occurrence. If a general aggregate <br />limit applies, either the general aggregate limit shall apply separately to this project/location <br />(ISO CG 25 03 or 25 04) or the general aggregate limit shall be twice the required occurrence <br />limit. <br />Automobile Liability: Insurance Services Office Form Number CA 0001 covering Code 1 (any <br />auto), or if Consultant has no owned autos, Code 8 (hired) and 9 (non- owned), with limits no <br />less than $1,000,000 per accident for bodily injury and property damage. (Not required if <br />Consultant provides written verification it has no vehicles). <br />Workers' Compensation insurance as required by the State of California, with Statutory Limits, <br />and Employer's Liability Insurance with limit of no less than $1,000,000 per accident for <br />bodily injury or disease. (Not required if Consultant provides written verification it has no <br />employees). <br />Sexual Abuse or Molestation (SAM) Liability: If the work will include contact with minors, <br />and the CGL policy referenced above is not endorsed to include affirmative coverage for sexual <br />abuse or molestation, Consultant shall obtain and maintain a policy covering Sexual Abuse and <br />Molestation with a limit no less than $250,000 per occurrence or claim and with a limit no less <br />than $1,000,000 per occurrence or claim for organization. (Not required if City staff is present <br />during all activity). <br />If the Consultant maintains broader coverage and/or higher limits than the minimums shown <br />above, the City requires and shall be entitled to the broader coverage and/or the higher limits <br />maintained by the Instructor. Any available insurance proceeds in excess of the specified minimum <br />limits of insurance and coverage shall be available to the City. <br />Self -Insured Retentions <br />Self -insured retentions must be declared to and approved by the City. The City may require the <br />Instructor to provide proof of ability to pay losses and related investigations, claim administration, <br />and defense expenses within the retention. The policy language shall provide, or be endorsed to <br />provide, that the self -insured retention may be satisfied by either the named insured or City. <br />Other Insurance Provisions <br />The general liability policy is to contain, or be endorsed to contain, the following provisions: <br />I. The City, its officers, officials, employees, agents, and volunteers are to be covered as <br />additional insureds with respect to liability arising out of work or operations performed by <br />4 <br />