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USCO13340250 <br />Allianz ili <br />This coverage applies to direct physical damage to automobiles owned by invitees subject to all of the following: <br />1. Provided such damage originates from trees on premises owned, managed, leased or rented by an insured; <br />2. Coverage applies only to invitees of an insured or an insured's tenant; <br />3. Such damage is directly caused by wind -driven falling trees or tree limbs; <br />4. The most we will pay for any one loss is the lowest of: <br />a. the actual cash value of the damaged automobile as of the time of the loss; or <br />b. the cost of repairing the damaged automobile; or <br />c. the cost of replacing the damaged automobile with another automobile of like kind and quality. <br />Regardless of the number of occurrences, losses or claims, this coverage is subject to a limit of $25,000 <br />in any one policy period; <br />5. This coverage is not subject to the General Liability General Aggregate Limit; and <br />6. We will make payments under this coverage without regard to fault. <br />10. Non -Owned or Chartered Watercraft <br />SECTION I - COVERAGES, COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY, 2. <br />Exclusions, item g. Aircraft, Auto, or Watercraft, item (2), is deleted and replaced by the following: <br />(2) A watercraft you do not own that is: <br />(a) Less than 51 feet long; and <br />(b) Not being used for public transportation or as a common carrier; <br />11. Chartered Aircraft <br />SECTION 1 - COVERAGES, COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY, 2. <br />Exclusions, g. Aircraft, Auto Or Watercraft, item (6), is added as follows: <br />(6) An aircraft in which you have no ownership interest and that you have chartered with crew. <br />12. Coverage Territory - Broadened <br />SECTION V - DEFINITIONS, item 4.a., is deleted and replaced by the following: <br />a. The United States of America (including its territories and possessions), Puerto Rico, Canada, Bermuda, <br />the Bahamas, The Cayman Islands and the British Virgin Islands; <br />13. Personal and Advertising Injury - Contractual <br />Unless personal and advertising injury is excluded from this policy the following applies: <br />SECTION I - COVERAGES, COVERAGE B, 2. Exclusions, item e., is deleted. <br />14. Fellow Employee Coverage <br />SECTION II - WHO IS AN INSURED, 2.a., item (1) is deleted and replaced by the following: <br />(1) Personal and advertising injury: <br />However, subsections (a), (b), (c) and (d) of item (1) remain unchanged. <br />15. Bodily Injury Definition - Broadened <br />SECTION V - DEFINITIONS, 3. Bodily Injury is deleted and replaced by the following: <br />Bodily injury means bodily injury, sickness or disease sustained by a person including death or mental anguish <br />resulting from any of these at any time. Mental anguish means any type of mental or emotional illness or disease. <br />16. Expected or Intended Injury - Amendment to Exclusion <br />CG 7193 03 19 <br />Copyright 0 2019 Manz Global Risks US Insurance Company. AJI rights reserved. <br />Indudes copyrighted material of Insurance Serviees Dffice, Inc, whh its permission. Page 5 of 7 <br />