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USCO0873025U Allianz ili Read the entire policy carefully to determine rights, duties and what is and is not covered. The words "you" and `your" refer to the Named Insured shown in the Declarations. The words "we", "us" and Lour" refer to the company providing this insurance. Other words and phrases that are boldfaced have special meaning. Refer to the DEFINITIONS and WHO IS AN INSURED sections. By accepting this policy, you agree that: 1. The statements in the Declarations and Application are your agreements and representations; 2. Those statements are accurate and complete; 3. This policy is issued and continued in reliance upon the truth of those representations; and 4. This policy contains all agreements existing between you, us, and our agents, relating to this insurance. SECTION I. EXCESS LIABILITY - COVERAGE A A. COVERAGE A - INSURING AGREEMENT 1. We will pay on behalf of any Insured those sums in excess of Primary Insurance that any Insured becomes legally obligated to pay as damages or a Covered Pollution Cost or Expense provided that such damages and Covered Pollution Cost or Expense: a. Are covered by Primary Insurance; b. Arise from injury or damage that occurs, or from an offense committed, during our Policy Period; and c. Take place anywhere in the world. 2. The terms and conditions of Primary Insurance apply to Coverage A, unless they are inconsistent with any provision of this policy. 3. The amount we will pay is limited as described in Limits of Insurance. 4. a. Subject to Section I.B. and Section I.E.5., we will only pay defense expenses we incur in addition to the applicable Limits of Insurance. b. If we are prevented by law from investigating or settling any claim or defending any Insured against any Suit, we will pay any expense incurred by any Insured with our consent. B. COVERAGE A - WHEN WE WILL HAVE A DUTY TO DEFEND 1. We will have the right and duty to defend any Insured against any Suit seeking damages or a Covered Pollution Cost or Expense to which Coverage A applies but only: a. After the applicable limits of insurance of Primary Insurance and Other Insurance cease to apply because of exhaustion by the payment of judgments or settlements, or because of exhaustion by the payment of defense expenses by the terms of that policy; and b. If no Other Insurance affording a defense or indemnity against such a Suit is available to any Insured. We will pay only those defense expenses we incur. 2. We have the right but not the duty, to associate with Primary Insurers in the defense and control of any Occurrence, claim or Suit to which we think Coverage A may apply. 3. At our discretion we may: a. Investigate any Occurrence, claim or Suit; or b. Settle any claim or Suit. 4. We have no duty to defend any Insured against any Suit seeking damages or a Covered Pollution Cost or Expense: a. To which Coverage A does not apply; 5400 0619 Copyright 0 2033 Allianz Global Risks US Insurance Company. AJI rights nerved. Page 2 of 24