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�� ��0�� ' � m�� ESM013S772258 n��~ so whatever is reasonably necessary tosecure this right and will not do anything after the event which gave rise tothe c|ainntoprejudice this right. We will not exercise any rights of recovery against anyeim7ployee. unless this is in respect of any fraudulent or dishonest acts or ornissions as proven by final adjudication, arbitral tribunal or written admission by the eirriployee. Any uecove/iesvviU be applied as follows: a. towards any recovery expenses incurred by us; b. then to us up to the amount ofour payment under this Po|icy, including costs and expenses; c. then to you as recovery of your clecluctiible. 16. Prior subsidiaries Should an entity cease to be a subsidiary after the inception date, cove/ in respect of the entity will continue as if it was still a subsidiary during the period of the poUcy, but only in respect of an act, eoo/, ornission o/ event occurring prior tothe date that it ceased to be a subsidiary. 17. Process for paying privacy breachnotification costs Any privacy breach notification transmitted by you o/ on your behalf must be done with our, prior written consent. We will ensure that notification is compliant with any legal o/ regulatory requirements and contractual obligations. No offer must be made for financial incentives, gifts, coupons, credits or services unless with ouir, prior written consent which will only beprovided if' the offer iscommensurate with the risk of' harm. We will not be liable for any portion of the costs you incur under UNS0RUNG CLAUSE 4 (SECTUON E on|y) that exceed the costs that- you would have incurred had you gained our, prior written consent. In the absence of ouir, prior written consent we will only be liable to pay you the equivalent cost of a notification made using the most cost effective means permissible under the governing law. 18. Waiver of subirogation Notwithstanding CONDP lON 15, we agree to waive our, rights of recovery against any third pairty it prior tothe dairn o/ incident which you reasonably expected to give rise toa dairn, you entered into contract that contains a provision requiring you todothis. 19. Choice ofUavvjurisclictionand serviice of suit In the event of dispute between you and us regarding this Pohcy, the dispute will be governed by the laws of the State of the United States of America shown as the choice of |avv stated in the Declarations page. We ag/ee, at your /equest, to submit to the jurisdiction of a couaofcompetent jurisdiction within the United States ofAmerica. cpcu"�e,�,ummu�ueu�s�umo,�zeua"�nemu�a�e��v�xepma"c�a/co"�uc��umu,uv Hi5k Management Specialist