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Policy #GM1043403 <br />COMMERCIAL AUTO <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />BUSINESS AUTO ENHANCEMENT ENDORSEMENT <br />This endorsement modifies insurance provided under the following: <br />BUSINESS AUTO COVERAGE FORM <br />A. ADDITIONAL INSURED BY CONTRACT OR AGREEMENT <br />1. SECTION II — COVERED AUTOS LIABILITY COVERAGE, paragraph A. Coverage, <br />paragraph 1. Who Is An Insured, is amended by adding the following: <br />a. Any person or organization with respect to the operation, maintenance or use of a covered <br />"auto" covered under this policy, provided that you and such person or organization have <br />agreed in a written contract or agreement, to add such person or organization to this policy as <br />an "insured". <br />However, such person or organization is and "insured" <br />(1) Only with respect to the operation, maintenance or use of a covered "auto" covered <br />under this policy; <br />(2) Only for "bodily injury" or "property damage" caused by an "accident" which takes place <br />after you executed the written contract or agreement and during the policy period; and <br />(3) Only for the duration of the contract or agreement. <br />b. How Limits Apply — The most we will pay on behalf of an additional insured is the lesser of: <br />(1) The limits of insurance specified in the written contract or agreement between you <br />and the person or organization you agreed to add as and additional insured; or <br />(2) The Limits of Insurance shown in the Declarations. <br />Such amount shall be part of and not in addition to the Limits of Insurance shown in the <br />Declarations and described in this Section. <br />c. Additional Insureds Other Insurance — If we cover a claim or "suit" under this Coverage Part <br />that may also be covered by other insurance available to an additional insured, such <br />additional insured must submit such claim or "suit" to the other insurer for defense and <br />indemnity. <br />However, this provision does not apply to the extent you have agreed in a written contract or <br />agreement with the additional insured that this insurance is primary and non-contributory with <br />the additional insured's own insurance. <br />d. Duties In the Event Of An Accident, Claim, Suit Or Loss — If you have agreed in a written <br />contract or agreement that another person or organization be added as an additional insured <br />on your policy, the additional insured shall be required to comply with the provisions in <br />SECTION IV — BUSINESS AUTO CONDITIONS, paragraph A. Loss Conditions, paragraph <br />2. Duties In the Event Of An Accident, Claim, Suit Or Loss, in the same manner as the <br />Named Insured. <br />NSIC-GMI-BA-001 (Ed. 08119) Page 1 of 5 <br />Includes copyrighted material of Insurance Services Office, Inc., with its permission. <br />