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b. For "light trucks", we will pay up to $75.00 per disablement. "Light trucks" are trucks <br />that have a gross vehicle weight of 10,000 pounds or less. <br />However, the labor must be performed at the place of disablement. <br />D. ACCIDENTAL AIRBAG DEPLOYMENT COVERAGE <br />1. SECTION III — PHYSICAL DAMAGE COVERAGE, paragraph B. Exclusions, paragraph 3. is <br />amended by adding the following: <br />This exclusion does not apply to the accidental discharge of an airbag. <br />Any insurance we provide for "loss" relating to the accidental discharge of an airbag shall be <br />excess over any other collectible insurance or reimbursement by manufacturer's warranty. <br />E. LOAN/LEASE GAP COVERAGE <br />1. SECTION III —PHYSICAL DAMAGE COVERAGE is amended by adding the following: <br />In the event of a "total loss" to a covered "auto" owned or leased by you we will pay your <br />additional legal obligation for any difference between the actual cash value of the covered <br />"auto" at the time of "loss" and the "outstanding balance" of the loan or lease. <br />As used in this provision "outstanding balance" means the amount you owe under the terms <br />of the loan or lease to which the damaged covered "auto" is subject at the time of the "loss" <br />less the amount of the following: <br />a. Overdue payments and financial penalties associated with those payments at the time of <br />"loss"; <br />b. Financial penalties imposed under a lease due to high mileage, excessive use or <br />abnormal wear and tear; <br />c. Security deposits not refunded by the lessor; <br />d. Cost for Extended Warranties and additional protections such as but not limited to Credit <br />Life, Health, Accident or Disability Insurance purchased with the lease or loan; <br />e. Carryover, transfer or rollover balances from previous loans or leases; <br />f. Any amount representing taxes; <br />g. Loan or lease termination fees; <br />h. The dollar amount of any unrepaired damage that that occurred prior to the "total loss" of <br />a covered "auto"; <br />i. All refunds payable or paid to you as a result of the early termination of a lease <br />agreement or as a result of the early termination of any warranty or extended service <br />agreement on a covered "auto"; and <br />j. Final payment under a "balloon loan" <br />NSIC-GMI-BA-001 (Ed. 08119) Page 3 of 5 <br />Includes copyrighted material of Insurance Services Office, Inc., with its permission. <br />