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B. HIRED AUTO PHYSICAL DAMAGE COVERAGE 1. SECTION III — PHYSICAL DAMAGE COVERAGE, paragraph A. Coverage, paragraph 4. Coverage Extensions, is amended by adding the following: If hired "autos" are covered "autos" for Liability Coverage and if Comprehensive, Specified Causes of Loss, or Collision coverages are provided under this Coverage Form for any "auto" you own, then the Physical Damage Coverages provided are extended to "autos" you hire or borrow, subject to the following limit, deductible and conditions: a. The most we will pay for "loss" to any hired "auto" is: (1) $50,000; or (2) The actual cash value of the damaged or stolen property at the time ofthe "loss"; or (3) The cost of repairing or replacing the damaged or stolen property with other property of like kind, whichever is smallest, minus a deductible. b. The deductible will be equal to the largest deductible applicable to any owned "auto" for Physical Damage Coverage. c. Hired Auto Physical Damage coverage is excess over any other collectible insurance. d. Subject to the above limit, deductible, and excess provisions, we will provide that Physical Damage Coverage applicable to any covered "auto" you own. e. Subject to a maximum of $1,000 per "accident", we will also cover the actual lossof use of the hired "auto" if it results from an "accident", you are legally liable, and the lessor incurs and actual financial loss. f. This coverage extension does not apply to: (1) Any "auto" that is hired, rented or borrowed with a driver; (2) Any "auto" you hire or borrow from any of your "employees" or members of their household; (3) Any "auto" you hire or borrow from any of your partners or members oftheir household (if you are a partnership); or (4) Any "auto" you hire or borrow from any of your members or members oftheir household (if you are a limited liability company). C. TOWING AND LABOR 1. SECTION III — PHYSICAL DAMAGE COVERAGE, paragraph A. Coverage, paragraph 2. Towing, is deleted in its entirety and replaced with the following: 2. Towing We will pay towing and labor costs you have incurred, up to the limits shown below, for each classification of covered "auto" shown below, each time a covered "auto" classified below is disabled: a. For private passenger type vehicles, we will pay up to $50.00 perdisablement. NSIC-GMI-BA-001 (Ed. 08/19) Page 2 of 5 Includes copyrighted material of Insurance Services Office, Inc., with its permission.