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Policy# BA1 N96406A2343G - Effective 07/01/2023 <br />You agree to maintain all required or <br />compulsory insurance in any such coun- try <br />up to the minimum limits required by local <br />law. Your failure to comply with compulsory <br />insurance requirements will not invalidate <br />the coverage afforded by this policy, but we <br />will only be liable to the same extent we <br />would have been liable had you complied <br />with the compulsory in- surance <br />requirements. <br />(d) It is understood that we are not an admit- <br />ted or authorized insurer outside the <br />United States of America, its territories <br />and possessions, Puerto Rico and Can- <br />ada. We assume no responsibility for the <br />furnishing of certificates of insurance, or <br />for compliance in any way with the laws <br />of other countries relating to insurance. <br />G. WAIVER OF DEDUCTIBLE - GLASS <br />The following is added to Paragraph D., Deducti- <br />ble, of SECTION III - PHYSICAL DAMAGE <br />COVERAGE: <br />No deductible for a covered "auto" will apply to <br />glass damage if the glass is repaired rather than <br />replaced. <br />H. HIREDAUTOPHYSICALDAMAGE - LOSS OF <br />USE - INCREASED LIMIT <br />The following replaces the last sentence of Para- <br />graph AA.b., Loss Of Use Expanses, of SEC- <br />TION Ill - PHYSICAL DAMAGE COVERAGE: <br />However, the most we will pay for any expenses <br />for loss of use is $65 per day, to a maximum of <br />$750for any one "accident". <br />I. PHYSICAL DAMAGE - TRANSPORTATION <br />EXPENSES - INCREASED LIMIT <br />The following replaces the first sentence in Pare - <br />graph A.4.a., Transportation Expenses, of <br />o-- SECTION Ill - PHYSICAL DAMAGE COVER- <br />AGE: <br />We will pay up to $50 per day to a maximum of <br />.,r:m:: $1,500 for temporary transportation expense in- <br />curred by you because of the total theft of a cov- <br />ered "auto" of the private passenger type. <br />J. PERSONAL PROPERTY <br />,= The following is added to Paragraph A.4., Cover- <br />age Extensions, of SECTION Ill - PHYSICAL <br />DAMAGE COVERAGE: <br />Personal Property <br />We will pay up to $400 for'loss'to wearing ap- <br />parel and other personal property which is: <br />(1) Owned by an "insured'; and <br />COMMERCIAL AUTO <br />(2) In or on your covered 'auto'. <br />This coverage applies only in the event of a total <br />theft of your covered "auto". <br />No deductibles apply to this Personal Property <br />coverage. <br />K. AIRBAGS <br />The following is added to Paragraph 8.3., Exclu- <br />sions, of SECTION Ill - PHYSICAL DAMAGE <br />COVERAGE: <br />Exclusion 3.s. does not apply to "loss" to one or <br />more airbags in a covered "auto" you own that in- <br />flate due to a cause other than a cause of "loss" set <br />forth in Paragraphs A.i.b. and A.1.c., but only: <br />a. If that "auto" Is a covered "auto" for Compre- <br />hensive Coverage under this policy; <br />b. The airbags are not covered under any war- <br />ranty; and <br />c. The airbags were not intentionally inflated. <br />We will pay up to a maximum of $1,000 forany <br />one "loss". <br />L NOTICE AND KNOWLEDGE OF ACCIDENT OR <br />LOSS <br />The following is added to Paragraph A.2.s., of <br />SECTION IV- BUSINESS AUTO CONDITIONS: <br />Your duty to give us or our authorized representa- <br />tive prompt notice of the 'accident" or 'loss' ap- <br />plies only when the 'acoident' or "loss" is known <br />to: <br />(a) You (if you are an individual); <br />(b) A partner (if you are a partnership); <br />(a) A member (if you are a limited liability com- <br />pany); <br />(d) An executive officer, director or insurance <br />manager (if you are a corporation or other or- <br />ganization); or <br />(a) Any 'employee" authorized by you to give no- <br />tice of the "accident" or "loss <br />M. BLANKET WAIVER OF SUBROGATION <br />The following replaces Paragraph A5., Transfer Of <br />Rights Of Recovery Against Others To Us, of <br />SECTION IV - BUSINESS AUTO CONDI- TIONS: <br />5. Transfer Of Rights Of Recovery Against <br />Others To Us <br />We waive any right of recovery we may have <br />against any person or organization to the ex- <br />tent required of you by a written contract signed <br />and executed prior to any 'accident" <br />or "loss", provided that the "accident" or "lose" <br />arises out of op( <br />,I <br />R®kMsnsgMeHtDMslan <br />R"n D 6 APPRovm Br. <br />41 <br />®, <br />A+jzg &4,ao <br />Risk Management Spetialist <br />of <br />002MI <br />ILA Ia 53 <br />0215 <br />