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40 <br />Nothing in this Condition is intended to remove your rights under CONDITION 22. However, if <br />a determination is made in any mediation or arbitration proceeding, CONDITION 22 is <br />intended only as an aid to enforce this determination. <br />11.Due diligence <br />In respect of INSURING CLAUSE 5, you will at your own expense take all practicable steps <br />during the period of the policy to: <br />a.prevent loss of or damage to your premises or contents, including taking practicable <br />steps to reduce the risk of theft of your contents whilst in any vehicle by keeping them <br />out of sight; <br />b.maintain your premises or contents in a proper state of maintenance and repair; and <br />c.take all reasonable steps to observe and comply with any applicable laws, obligations <br />or requirements. <br />12.Establishing loss of contents <br />If you make a claim under this Policy for loss of contents, you must reasonably establish how <br />and when the incident took place. <br />13.Extended reporting period <br />An extended reporting period of 60 days following the expiry date will be automatically <br />granted at no additional premium. This extended reporting period will cover, subject to all <br />other terms, conditions and exclusions of this Policy: <br />a.in respect of INSURING CLAUSES 1 and 4 (SECTION F only), any claim first made <br />against you during the period of the policy and reported to us during this extended <br />reporting period; <br />b.in respect of INSURING CLAUSES 2 and 3, any cyber event or loss first discovered by <br />you during the period of the policy and reported to us during this extended reporting <br />period; and <br />c.any circumstance that a senior executive officer became aware of during the period of <br />the policy and reports to us during this extended reporting period. <br />No claim will be accepted by us in this 60 day extended reporting period if you are entitled to <br />indemnity under any other insurance, or would be entitled to indemnity under such <br />insurance if its limit of liability was not exhausted. <br />14.Optional extended reporting period <br />If we or you decline to renew or cancel this Policy then you will have the right to have issued <br />an endorsement providing an optional extended reporting period for the duration stated in <br />the Declarations page which will be effective from the cancellation or non-renewal date. <br />CFC Underwriting Limited is Authorized and Regulated by the Financial Conduct Authority <br />Professions v4.0 <br />©1999-2023 CFC Underwriting Ltd, All Rights Reserved <br /> <br />