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VI. FELLOW EMPLOYEE COVERAGE: SECTION 11— LIABILITY COVERAGE, B. Exclusions, 5. Fellow Employee This exclusion does not apply if you have workers' compensation insurance in -force covering all of your "employees". Coverage is excess over any other collectible insurance. VII. ADDITIONALTRANSPORTATION EXPENSE SECTION III - PHYSICAL DAMAGE COVERAG E, A. Coverage, 4. Coverage Extensions, a. Transportation Expenses, is replaced with the following: We will pay up to $50 per day to a maximum of $1000 for temporarytransportation expense incurred by you because of the totaltheft of a covered "auto' of the private passenger type. We will pay only for those covered "autos' for which you carryeither Comprehensive or Specified Causes of Loss Coverage. We will pay for temporary transportation expenses incurred during the period beginning 48 hours afterthetheft and ending, regardless of the policy s expiration, when the covered "auto" is returnedto use or we pay for its "loss". If your business shown in the Decla rations is other tha n an auto dealership, we will also pay up to $1,000for reasonable and necessary costs incurred by you to return a stolen covered auto from the place where it is recovered to its usual garaging location. Vill. HIRED AUTO PHYSICAL DAMAGE COVERAGE SECTION 111—PHYSICAL DAMAGE COVERAGE, A. Coverage, 4. Coverage Extensions, the following is added: C. If Liability Coverage is provided in this policy on a Symbol 1 or a Symbol 8 basis and Comprehensive, Specified Causes of Loss, or Collision coverages are provided under this coverageform for any "auto" you own, then the Physical Damage Coverages provided are extended to "autos" you hire, subject to the following limit: (1) The most we will pay for "loss' to any hired "auto' is $50,000or Actual Cash Value or Cost of Repair, whichever is less (2) $500 deductible will applyto any loss under this coverage extension, except that no deductible shall apply to "loss" caused by fire or lightning Subject to the above limit and deductible we will provide coverage equal tothe broadest coverage applicable toany covered "auto' you own of similar size and type. This coverage extension is excess coverage over any other collectible insurance. IX. ACCIDENTAL AIRBAG DEPLOYMENT COVERAGE SECTION III - PHYSICAL DAMAGE COVERAGE, B. Exclusions, 3.a., isamended to add the following: This exclusion does not apply to the accidental discharge of an airbag. Copyright 2017 Mercury Insurance Services, LLC. All rights reserved. MCA85100817-CA Includes copyrighted material of Insurance Services Office, Inc., with its Permis REVIEWED & APPRav®Br. a Xf, Act Risk Management specialist