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Knowledge by any other "employee" of an "occur- 4. Section II B.1.p.(2) Exclusions for Personal rence" or offense does not imply that you also have And Advertising Injury is deleted and replaced such knowledge. by the following: Notice of an "occurrence" or of an offense which (3) Arising out of oral, written or electronic pub- may result in a claim will be deemed to be given as lication of material whose first publication soon as practicable to us if it is given in good faith as took place before the beginning of the policy soon as practicable to your workers' compensation, period. accident, or health insurer. This applies only if you subsequently give notice of the "occurrence" or N. Unintentional Omission offense to us as soon as practicable after you, one The following is added to SECTION III — COMMON of your"executive officers" (if you are a corporation), POLICY CONDITIONS Paragraph C. Concealment, one of your partners who is an individual (if you are Misrepresentation Or Fraud (BUT APPLICABLE a partnership), one of your managers (if you are a ONLY TO SECTION II— LIABILITY) limited liability company), one of your trustees who is an individual (if you are a trust), or an "employee" However as it pertains to Business Liability (such as an insurance, loss control or risk manager Coverage only, the unintentional omission of, or or administrator) designated by you to give such unintentional error in, any information provided by notice discovers that the "occurrence" or offense you which we relied upon in issuing this policy shall may involve this policy. not prejudice your rights under this insurance. This provision does not affect our right to collect L. Amended Bodily Injury Definition additional premium or to exercise our right of The definition of "bodily injury" in Section II F.3. cancellation or nonrenewal in accordance with Liability And Medical Expenses Definitions is applicable insurance laws or regulations. deleted and replaced by the following: O. Waiver Of Transfer Of Rights Of Recovery "Bodily injury" means injury to the body, sickness, Against Others To Us disease, or death. "Bodily injury" also means mental injury, mental anguish, emotional distress, pain and SECTION III — COMMON POLICY CONDITIONS suffering, or shock resulting from injury to the body, Paragraph K.2. Transfer of Rights of Recovery sickness, disease or death of any person. Against Others to Us (BUT APPLICABLE ONLY TO SECTION II — LIABILITY) is deleted and M. Amended Personal And Advertising Injury replaced by the following: Definition— Electronic Material 1. The definition of "personal and advertising 2. Applicable to Business Liability Coverage: injury" in Section II F.14.d. Liability And We waive any rights of recovery we may have Medical Expenses Definitions is deleted and against any person or organization because of replaced by the following: payments we make for "bodily injury", "property d. Oral, written or electronic publication, in any damage", "personal injury and advertising injury" manner, of material that slanders or libels a arising out of: person or organization or disparages a a. Premises owned by you, temporarily occu- person's or organization's goods, products pied by you with permission of the owner, or or services; leased or rented to you; 2. The definition of "personal and advertising b. Ongoing and completed operations injury" in Section II F.14.e. Liability And performed by you, or on your behalf, under a Medical Expenses Definitions is deleted and contract or agreement with that person or replaced by the following: organization; e. Oral, written or electronic publication, in any manner, of material that violates a person's c. Your"work"; or right of privacy; d. "Your products". 3. Section II B.1.p.(2) Exclusions for Personal We waive these rights only where you have And Advertising Injury is deleted and replaced agreed to do so as part of a contract or agree- by the following: ment entered into by you before the "bodily (2) Arising out of oral, written or electronic injury" or "property damage" occurs or the publication of material if done by or at the "personal and advertising injury" offense is direction of the insured with knowledge of its committed. falsity; ALL OTHER TERMS AND CONDITIONS OF THIS POLICY REMAIN UNCHANGED. PPB 316G 11 13 Page 5 of 5