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The most we will pay for loss or damage to <br />records of accounts receivable in an <br />occurrence at a building listed in the <br />Declarations is $5,000. <br />5. Coverage Extensions <br />a. Debris Removal <br />(1) Subject to Paragraphs (2), (3) and (4), <br />we will pay your expenses to remove <br />debris of Covered Property and other <br />debris that is on the described building, <br />when such debris is caused by or <br />results from a Covered Cause of Loss <br />that occurs during the policy period. <br />The expenses will be paid only if they <br />are reported to us in writing within 180 <br />days of the date of direct physical loss <br />or damage. <br />(2) Debris Removal does not apply to costs <br />to: <br />(a) Remove debris of property of yours <br />that is not insured under this policy, <br />or property in your possession that <br />is not Covered Property; <br />(b) Remove debris of property owned <br />by or leased to the landlord of the <br />building where your described <br />buildings are located, unless you <br />have a contractual responsibility to <br />insure such property and it is <br />insured under this policy; <br />(c) Remove any property that is <br />Property Not Covered, including <br />property addressed under the <br />Trees, Shrubs, Lawns and Growing <br />Plants Coverage Extension; <br />(d) Remove property of others of a type <br />that would not be Covered Property <br />under this Coverage Form; <br />(e) Remove deposits of mud or earth <br />from the grounds of the described <br />building; <br />(f) Extract "pollutants" from land or <br />water; or <br />(g) Remove, restore or replace polluted <br />land or water. <br />(3) Subject to the exceptions in Paragraph <br />(4), the following provisions apply: <br />(a) The most we will pay for the total of <br />direct physical loss or damage plus <br />debris removal expense is the Limit <br />of Insurance applicable to the <br />Covered Property that has <br />sustained loss or damage. <br />(b) Subject to (a) above, the amount we <br />will pay for debris removal expense <br />is limited to 25% of the sum of the <br />deductible plus the amount that we <br />pay for direct physical loss or <br />damage to the Covered Property <br />that has sustained loss or damage. <br />However, if no Covered Property <br />has sustained direct physical loss or <br />damage, the most we will pay for <br />removal of debris of other property <br />(if such removal is covered under <br />this Additional Coverage) is $5,000 <br />at each location. <br />(4) We will pay up to an additional $25,000 <br />for debris removal expense, for each <br />location, in any one occurrence of <br />physical loss or damage to Covered <br />Property, if one or both of the following <br />circumstances apply: <br />(a) The total of the actual debris <br />removal expense plus the amount <br />we pay for direct physical loss or <br />damage exceeds the Limit of <br />Insurance on the Covered Property <br />that has sustained loss or damage. <br />(b) The actual debris removal expense <br />exceeds 25% of the sum of the <br />deductible plus the amount that we <br />pay for direct physical loss or <br />damage to the Covered Property <br />that has sustained loss or damage. <br />Therefore, if (4)(a) and/or (4)(b) applies, <br />our total payment for direct physical <br />loss or damage and debris removal <br />expense may reach but will never <br />exceed the Limit of Insurance on the <br />Covered Property that has sustained <br />loss or damage, plus $25,000. <br />(5) Examples <br />Example #1 <br />Limit of Insurance: <br />$ <br />90,000 <br />Amount of Deductible: <br />$ <br />500 <br />Amount of Loss: <br />$ <br />50,000 <br />Amount of Loss Payable: <br />$ <br />49,500 <br />($50,000 <br />- $500) <br />Debris Removal Expense: <br />$ <br />10,000 <br />Debris Removal Expense <br />Payable: <br />$ <br />10,000 <br />($10,000 is 20% of $50,000) <br />Page 4 of 14 Includes copyrighted material of Insurance Services Office, <br />2425473 with its permission. <br />Sentry Select Insurance Company <br />Risk MoagmentDiWIon <br />r&AI D&APPRt.N®Br <br />01 <br />®' AquA� <br />M Risk Management SpedAut <br />Inc. <br />