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Westchester A Chubb Company We may, at our discretion, investigate any loss and settle any claim(s) or suit(s) that may result. But the amount we will pay for damages is limited as described in the SCHEDULE set forth above; and our right and duty to defend ends when the applicable limit of insurance has been exhausted in the payment of judgments, settlements or supplementary payments under this and/or any other attached Coverage Parts and all Supplementary Payments which reduce the Limit of Insurance. 2. This insurance applies to a loss only if: a. The loss arises out of your work and results in a mold condition that takes place in the coverage territory; and b. Your work did not occur before the Retroactive Date, if any, shown in the SCHEDULE set forth above or after the end of the policy period; and c. The claim(s) or suit(s) is first made against any Insured and reported to the Insurer, in writing during the policy period or any Extended Reporting Period we provide under the EXTENDED REPORTING PERIOD Section of this endorsement. 3. A claim or suit by a person or organization seeking damages will be deemed to have been made at the earlier of the following times: a. When notice of such claim or suit is received and recorded by any Insured or by us, whichever comes first; or b. When we make a settlement in accordance with Paragraph i. above. All claim(s) or suit(s) for damages because of a loss to the same person, including damages claimed by any person or organization for care, loss of services, or death resulting at any time from the loss, will be deemed to have been made at the time the first of those claim(s) or suit(s) is made against any Insured. II. For the purpose of this endorsement, CONTRACTORS POLLUTION LIABILITY COVERAGE PART, LIMITS OF INSURANCE is amended to include the following: The Each Mold Condition Limit shown in the SCHEDULE set forth above is the most we will pay for the sum of all damages because of a loss arising out of any one mold condition under this policy. The most we will pay with respect to any mold condition that continues during the policy periods of more than one Mold Liability Coverage Part is the Each Mold Condition Limit shown in the SCHEDULE set forth above applicable to the first policy period during which the mold condition commenced. The Contractors Pollution Liability Limit shown in the Declarations is amended to include damages and Supplementary Payments under the Mold Liability Coverage Part. The Mold Aggregate Limit shown in the SCHEDULE set forth above is the most we will pay for the sum of damages under all Coverage Parts and Supplementary Payments afforded by this policy. The General Aggregate Limit shown in the Declarations is amended to include damages and Supplementary Payments under the Mold Liability Coverage Part. The deductible amount stated in the SCHEDULE set forth above is applicable to each mold condition and applies once to each mold condition and applies to defense expenses, investigation, settlement, compromise, or indemnification. III. For the purpose of this endorsement, CONTRACTORS POLLUTION LIABILITY COVERAGE PART, DEFINITIONS is amended to include the following additional DEFINITION: Mold condition means the discharge, dispersal, release, escape, migration, or seepage of mold or bacteria, including legionella pneumophila, provided that any such: 1. Mold or bacteria are not naturally occurring in the environment in the amounts and concentrations discovered; and 2. Discharge, dispersal, release, escape, migration or seepage of bacteria: communication or transmission through human -to -human, human to ani �,°=°: ca Risk MmaganadDMsian REVIEWED & APPROVED BY: A Acev440 ENV-3211 (04-20) Risk Management Specialist (299447.3)