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CG 00 01 04 13 © Insurance Services Office, Inc., 2012 Page 11 of 16 <br />3.The Products-Completed Operations Aggregate <br />Limit is the most we will pay under Coverage A <br />for damages because of "bodily injury" and <br />"property damage" included in the "products- <br />completed operations hazard". <br />4.Subject to Paragraph 2.above, the Personal And <br />Advertising Injury Limit is the most we will pay <br />under Coverage B for the sum of all damages <br />because of all "personal and advertising injury" <br />sustained by any one person or organization. <br />5.Subject to Paragraph 2.or 3.above, whichever <br />applies, the Each Occurrence Limit is the most <br />we will pay for the sum of: <br />a.Damages under Coverage A; and <br />b.Medical expenses under Coverage C <br />because of all "bodily injury" and "property <br />damage" arising out of any one "occurrence". <br />6.Subject to Paragraph 5.above, the Damage To <br />Premises Rented To You Limit is the most we will <br />pay under Coverage A for damages because of <br />"property damage" to any one premises, while <br />rented to you, or in the case of damage by fire, <br />while rented to you or temporarily occupied by <br />you with permission of the owner. <br />7.Subject to Paragraph 5.above, the Medical <br />Expense Limit is the most we will pay under <br />Coverage C for all medical expenses because of <br />"bodily injury" sustained by any one person. <br />The Limits of Insurance of this Coverage Part apply <br />separately to each consecutive annual period and to <br />any remaining period of less than 12 months, <br />starting with the beginning of the policy period <br />shown in the Declarations, unless the policy period <br />is extended after issuance for an additional period of <br />less than 12 months. In that case, the additional <br />period will be deemed part of the last preceding <br />period for purposes of determining the Limits of <br />Insurance. <br />SECTION IV – COMMERCIAL GENERAL <br />LIABILITY CONDITIONS <br />1. Bankruptcy <br />Bankruptcy or insolvency of the insured or of the <br />insured's estate will not relieve us of our <br />obligations under this Coverage Part. <br />2. Duties In The Event Of Occurrence, Offense, <br />Claim Or Suit <br />a.You must see to it that we are notified as <br />soon as practicable of an "occurrence" or an <br />offense which may result in a claim. To the <br />extent possible, notice should include: <br />(1)How, when and where the "occurrence" or <br />offense took place; <br />(2)The names and addresses of any injured <br />persons and witnesses; and <br />(3)The nature and location of any injury or <br />damage arising out of the "occurrence" or <br />offense. <br />b.If a claim is made or "suit" is brought against <br />any insured, you must: <br />(1)Immediately record the specifics of the <br />claim or "suit" and the date received; and <br />(2)Notify us as soon as practicable. <br />You must see to it that we receive written <br />notice of the claim or "suit" as soon as <br />practicable. <br />c.You and any other involved insured must: <br />(1)Immediately send us copies of any <br />demands, notices, summonses or legal <br />papers received in connection with the <br />claim or "suit"; <br />(2)Authorize us to obtain records and other <br />information; <br />(3)Cooperate with us in the investigation or <br />settlement of the claim or defense against <br />the "suit"; and <br />(4)Assist us, upon our request, in the <br />enforcement of any right against any <br />person or organization which may be <br />liable to the insured because of injury or <br />damage to which this insurance may also <br />apply. <br />d.No insured will, except at that insured's own <br />cost, voluntarily make a payment, assume <br />any obligation, or incur any expense, other <br />than for first aid, without our consent. <br />3. Legal Action Against Us <br />No person or organization has a right under this <br />Coverage Part: <br />a.To join us as a party or otherwise bring us <br />into a "suit" asking for damages from an <br />insured; or <br />b.To sue us on this Coverage Part unless all of <br />its terms have been fully complied with. <br />A person or organization may sue us to recover <br />on an agreed settlement or on a final judgment <br />against an insured; but we will not be liable for <br />damages that are not payable under the terms of <br />this Coverage Part or that are in excess of the <br />applicable limit of insurance. An agreed <br />settlement means a settlement and release of <br />liability signed by us, the insured and the <br />claimant or the claimant's legal representative.